▼ 0.50% · 3.625%
HK$22,414
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,111
−HK$709/mo
Today · 4.125%
HK$23,820
baseline
▲ 0.50% · 4.625%
HK$25,269
+HK$1,449/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,640/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,935
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,604
−HK$679/mo
Today · 4.125%
HK$26,283
baseline
▲ 0.50% · 4.625%
HK$27,668
+HK$1,385/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,566/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,655
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,422
−HK$780/mo
Today · 4.125%
HK$26,202
baseline
▲ 0.50% · 4.625%
HK$27,796
+HK$1,594/mo
Deposit HK$4.42M · loan HK$5.41M · min. income ≈ HK$52,404/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,429
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,165
−HK$746/mo
Today · 4.125%
HK$28,911
baseline
▲ 0.50% · 4.625%
HK$30,435
+HK$1,524/mo
Deposit HK$4.42M · loan HK$5.41M · min. income ≈ HK$57,822/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,897
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,733
−HK$851/mo
Today · 4.125%
HK$28,584
baseline
▲ 0.50% · 4.625%
HK$30,323
+HK$1,739/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,168/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,922
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,725
−HK$814/mo
Today · 4.125%
HK$31,539
baseline
▲ 0.50% · 4.625%
HK$33,202
+HK$1,663/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,078/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,138
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,045
−HK$920/mo
Today · 4.125%
HK$30,965
baseline
▲ 0.50% · 4.625%
HK$32,850
+HK$1,885/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$61,930/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,416
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,285
−HK$882/mo
Today · 4.125%
HK$34,167
baseline
▲ 0.50% · 4.625%
HK$35,968
+HK$1,801/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$68,334/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,380
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,356
−HK$991/mo
Today · 4.125%
HK$33,347
baseline
▲ 0.50% · 4.625%
HK$35,377
+HK$2,030/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,694/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,910
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,846
−HK$950/mo
Today · 4.125%
HK$36,796
baseline
▲ 0.50% · 4.625%
HK$38,735
+HK$1,939/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,592/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,621
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,667
−HK$1,062/mo
Today · 4.125%
HK$35,729
baseline
▲ 0.50% · 4.625%
HK$37,903
+HK$2,174/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$71,458/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,403
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,406
−HK$1,018/mo
Today · 4.125%
HK$39,424
baseline
▲ 0.50% · 4.625%
HK$41,502
+HK$2,078/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$78,848/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,862
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,978
−HK$1,133/mo
Today · 4.125%
HK$38,111
baseline
▲ 0.50% · 4.625%
HK$40,430
+HK$2,319/mo
Deposit HK$1.97M · loan HK$7.86M · min. income ≈ HK$76,222/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,897
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,967
−HK$1,085/mo
Today · 4.125%
HK$42,052
baseline
▲ 0.50% · 4.625%
HK$44,269
+HK$2,217/mo
Deposit HK$1.97M · loan HK$7.86M · min. income ≈ HK$84,104/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,104
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,289
−HK$1,204/mo
Today · 4.125%
HK$40,493
baseline
▲ 0.50% · 4.625%
HK$42,957
+HK$2,464/mo
Deposit HK$1.47M · loan HK$8.36M · min. income ≈ HK$80,986/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,390
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,527
−HK$1,153/mo
Today · 4.125%
HK$44,680
baseline
▲ 0.50% · 4.625%
HK$47,036
+HK$2,356/mo
Deposit HK$1.47M · loan HK$8.36M · min. income ≈ HK$89,360/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,345
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,600
−HK$1,275/mo
Today · 4.125%
HK$42,875
baseline
▲ 0.50% · 4.625%
HK$45,484
+HK$2,609/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$85,750/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,884
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,087
−HK$1,222/mo
Today · 4.125%
HK$47,309
baseline
▲ 0.50% · 4.625%
HK$49,802
+HK$2,493/mo
Deposit HK$983K · loan HK$8.85M · min. income ≈ HK$94,618/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,962 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).