▼ 0.50% · 3.625%
HK$4,276
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,409
−HK$136/mo
Today · 4.125%
HK$4,545
baseline
▲ 0.50% · 4.625%
HK$4,821
+HK$276/mo
Deposit HK$938K · loan HK$938K · min. income ≈ HK$9,090/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,758
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,885
−HK$130/mo
Today · 4.125%
HK$5,015
baseline
▲ 0.50% · 4.625%
HK$5,279
+HK$264/mo
Deposit HK$938K · loan HK$938K · min. income ≈ HK$10,030/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,704
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,850
−HK$149/mo
Today · 4.125%
HK$4,999
baseline
▲ 0.50% · 4.625%
HK$5,303
+HK$304/mo
Deposit HK$844K · loan HK$1.03M · min. income ≈ HK$9,998/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,233
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,374
−HK$142/mo
Today · 4.125%
HK$5,516
baseline
▲ 0.50% · 4.625%
HK$5,807
+HK$291/mo
Deposit HK$844K · loan HK$1.03M · min. income ≈ HK$11,032/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,132
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,291
−HK$163/mo
Today · 4.125%
HK$5,454
baseline
▲ 0.50% · 4.625%
HK$5,785
+HK$331/mo
Deposit HK$750K · loan HK$1.13M · min. income ≈ HK$10,908/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,709
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,862
−HK$155/mo
Today · 4.125%
HK$6,017
baseline
▲ 0.50% · 4.625%
HK$6,335
+HK$318/mo
Deposit HK$750K · loan HK$1.13M · min. income ≈ HK$12,034/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,559
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,732
−HK$176/mo
Today · 4.125%
HK$5,908
baseline
▲ 0.50% · 4.625%
HK$6,268
+HK$360/mo
Deposit HK$656K · loan HK$1.22M · min. income ≈ HK$11,816/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,185
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,351
−HK$168/mo
Today · 4.125%
HK$6,519
baseline
▲ 0.50% · 4.625%
HK$6,863
+HK$344/mo
Deposit HK$656K · loan HK$1.22M · min. income ≈ HK$13,038/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,987
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,173
−HK$190/mo
Today · 4.125%
HK$6,363
baseline
▲ 0.50% · 4.625%
HK$6,750
+HK$387/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$12,726/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,661
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,839
−HK$181/mo
Today · 4.125%
HK$7,020
baseline
▲ 0.50% · 4.625%
HK$7,390
+HK$370/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$14,040/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,415
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,614
−HK$203/mo
Today · 4.125%
HK$6,817
baseline
▲ 0.50% · 4.625%
HK$7,232
+HK$415/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$13,634/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,136
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,328
−HK$194/mo
Today · 4.125%
HK$7,522
baseline
▲ 0.50% · 4.625%
HK$7,918
+HK$396/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$15,044/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,842
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,055
−HK$216/mo
Today · 4.125%
HK$7,271
baseline
▲ 0.50% · 4.625%
HK$7,714
+HK$443/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$14,542/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,612
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,816
−HK$207/mo
Today · 4.125%
HK$8,023
baseline
▲ 0.50% · 4.625%
HK$8,446
+HK$423/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$16,046/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,270
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,496
−HK$230/mo
Today · 4.125%
HK$7,726
baseline
▲ 0.50% · 4.625%
HK$8,196
+HK$470/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$15,452/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,088
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,305
−HK$220/mo
Today · 4.125%
HK$8,525
baseline
▲ 0.50% · 4.625%
HK$8,974
+HK$449/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$17,050/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,698
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,937
−HK$243/mo
Today · 4.125%
HK$8,180
baseline
▲ 0.50% · 4.625%
HK$8,678
+HK$498/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,360/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,564
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,793
−HK$233/mo
Today · 4.125%
HK$9,026
baseline
▲ 0.50% · 4.625%
HK$9,502
+HK$476/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,052/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).