▼ 0.50% · 3.625%
HK$4,193
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,324
−HK$132/mo
Today · 4.125%
HK$4,456
baseline
▲ 0.50% · 4.625%
HK$4,727
+HK$271/mo
Deposit HK$919K · loan HK$919K · min. income ≈ HK$8,912/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,665
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,790
−HK$127/mo
Today · 4.125%
HK$4,917
baseline
▲ 0.50% · 4.625%
HK$5,176
+HK$259/mo
Deposit HK$919K · loan HK$919K · min. income ≈ HK$9,834/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,613
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,756
−HK$146/mo
Today · 4.125%
HK$4,902
baseline
▲ 0.50% · 4.625%
HK$5,200
+HK$298/mo
Deposit HK$828K · loan HK$1.01M · min. income ≈ HK$9,804/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,132
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,269
−HK$140/mo
Today · 4.125%
HK$5,409
baseline
▲ 0.50% · 4.625%
HK$5,694
+HK$285/mo
Deposit HK$828K · loan HK$1.01M · min. income ≈ HK$10,818/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,032
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,189
−HK$159/mo
Today · 4.125%
HK$5,348
baseline
▲ 0.50% · 4.625%
HK$5,673
+HK$325/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$10,696/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,598
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,748
−HK$153/mo
Today · 4.125%
HK$5,901
baseline
▲ 0.50% · 4.625%
HK$6,212
+HK$311/mo
Deposit HK$736K · loan HK$1.10M · min. income ≈ HK$11,802/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,451
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,621
−HK$172/mo
Today · 4.125%
HK$5,793
baseline
▲ 0.50% · 4.625%
HK$6,146
+HK$353/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$11,586/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,065
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,227
−HK$165/mo
Today · 4.125%
HK$6,392
baseline
▲ 0.50% · 4.625%
HK$6,729
+HK$337/mo
Deposit HK$644K · loan HK$1.20M · min. income ≈ HK$12,784/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,871
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,053
−HK$186/mo
Today · 4.125%
HK$6,239
baseline
▲ 0.50% · 4.625%
HK$6,618
+HK$379/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$12,478/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,531
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,706
−HK$178/mo
Today · 4.125%
HK$6,884
baseline
▲ 0.50% · 4.625%
HK$7,247
+HK$363/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$13,768/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,290
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,486
−HK$198/mo
Today · 4.125%
HK$6,684
baseline
▲ 0.50% · 4.625%
HK$7,091
+HK$407/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$13,368/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,998
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,185
−HK$191/mo
Today · 4.125%
HK$7,376
baseline
▲ 0.50% · 4.625%
HK$7,764
+HK$388/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$14,752/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,709
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,918
−HK$212/mo
Today · 4.125%
HK$7,130
baseline
▲ 0.50% · 4.625%
HK$7,564
+HK$434/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$14,260/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,464
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,664
−HK$203/mo
Today · 4.125%
HK$7,867
baseline
▲ 0.50% · 4.625%
HK$8,282
+HK$415/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$15,734/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,129
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,350
−HK$226/mo
Today · 4.125%
HK$7,576
baseline
▲ 0.50% · 4.625%
HK$8,037
+HK$461/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$15,152/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,931
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,143
−HK$216/mo
Today · 4.125%
HK$8,359
baseline
▲ 0.50% · 4.625%
HK$8,800
+HK$441/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$16,718/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,548
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,783
−HK$238/mo
Today · 4.125%
HK$8,021
baseline
▲ 0.50% · 4.625%
HK$8,509
+HK$488/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,042/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,397
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,622
−HK$229/mo
Today · 4.125%
HK$8,851
baseline
▲ 0.50% · 4.625%
HK$9,317
+HK$466/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,702/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).