▼ 0.50% · 3.625%
HK$3,066
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,161
−HK$97/mo
Today · 4.125%
HK$3,258
baseline
▲ 0.50% · 4.625%
HK$3,457
+HK$199/mo
Deposit HK$672K · loan HK$672K · min. income ≈ HK$6,516/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,411
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,502
−HK$93/mo
Today · 4.125%
HK$3,595
baseline
▲ 0.50% · 4.625%
HK$3,785
+HK$190/mo
Deposit HK$672K · loan HK$672K · min. income ≈ HK$7,190/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,373
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,478
−HK$106/mo
Today · 4.125%
HK$3,584
baseline
▲ 0.50% · 4.625%
HK$3,802
+HK$218/mo
Deposit HK$605K · loan HK$740K · min. income ≈ HK$7,168/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,752
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,853
−HK$102/mo
Today · 4.125%
HK$3,955
baseline
▲ 0.50% · 4.625%
HK$4,163
+HK$208/mo
Deposit HK$605K · loan HK$740K · min. income ≈ HK$7,910/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,679
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,794
−HK$116/mo
Today · 4.125%
HK$3,910
baseline
▲ 0.50% · 4.625%
HK$4,148
+HK$238/mo
Deposit HK$538K · loan HK$807K · min. income ≈ HK$7,820/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,093
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,203
−HK$111/mo
Today · 4.125%
HK$4,314
baseline
▲ 0.50% · 4.625%
HK$4,542
+HK$228/mo
Deposit HK$538K · loan HK$807K · min. income ≈ HK$8,628/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,986
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,110
−HK$126/mo
Today · 4.125%
HK$4,236
baseline
▲ 0.50% · 4.625%
HK$4,494
+HK$258/mo
Deposit HK$471K · loan HK$874K · min. income ≈ HK$8,472/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,434
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,553
−HK$121/mo
Today · 4.125%
HK$4,674
baseline
▲ 0.50% · 4.625%
HK$4,920
+HK$246/mo
Deposit HK$471K · loan HK$874K · min. income ≈ HK$9,348/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,292
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,426
−HK$136/mo
Today · 4.125%
HK$4,562
baseline
▲ 0.50% · 4.625%
HK$4,839
+HK$277/mo
Deposit HK$403K · loan HK$941K · min. income ≈ HK$9,124/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,775
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,903
−HK$130/mo
Today · 4.125%
HK$5,033
baseline
▲ 0.50% · 4.625%
HK$5,299
+HK$266/mo
Deposit HK$403K · loan HK$941K · min. income ≈ HK$10,066/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,599
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,742
−HK$145/mo
Today · 4.125%
HK$4,887
baseline
▲ 0.50% · 4.625%
HK$5,185
+HK$298/mo
Deposit HK$336K · loan HK$1.01M · min. income ≈ HK$9,774/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,116
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,254
−HK$139/mo
Today · 4.125%
HK$5,393
baseline
▲ 0.50% · 4.625%
HK$5,677
+HK$284/mo
Deposit HK$336K · loan HK$1.01M · min. income ≈ HK$10,786/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,906
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,058
−HK$155/mo
Today · 4.125%
HK$5,213
baseline
▲ 0.50% · 4.625%
HK$5,531
+HK$318/mo
Deposit HK$269K · loan HK$1.08M · min. income ≈ HK$10,426/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,458
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,604
−HK$148/mo
Today · 4.125%
HK$5,752
baseline
▲ 0.50% · 4.625%
HK$6,056
+HK$304/mo
Deposit HK$269K · loan HK$1.08M · min. income ≈ HK$11,504/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,212
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,374
−HK$165/mo
Today · 4.125%
HK$5,539
baseline
▲ 0.50% · 4.625%
HK$5,876
+HK$337/mo
Deposit HK$202K · loan HK$1.14M · min. income ≈ HK$11,078/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,799
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,954
−HK$158/mo
Today · 4.125%
HK$6,112
baseline
▲ 0.50% · 4.625%
HK$6,434
+HK$322/mo
Deposit HK$202K · loan HK$1.14M · min. income ≈ HK$12,224/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,519
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,691
−HK$174/mo
Today · 4.125%
HK$5,865
baseline
▲ 0.50% · 4.625%
HK$6,222
+HK$357/mo
Deposit HK$134K · loan HK$1.21M · min. income ≈ HK$11,730/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,140
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,304
−HK$167/mo
Today · 4.125%
HK$6,471
baseline
▲ 0.50% · 4.625%
HK$6,813
+HK$342/mo
Deposit HK$134K · loan HK$1.21M · min. income ≈ HK$12,942/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).