▼ 0.50% · 3.625%
HK$4,121
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,249
−HK$131/mo
Today · 4.125%
HK$4,380
baseline
▲ 0.50% · 4.625%
HK$4,646
+HK$266/mo
Deposit HK$904K · loan HK$904K · min. income ≈ HK$8,760/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,585
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,708
−HK$124/mo
Today · 4.125%
HK$4,832
baseline
▲ 0.50% · 4.625%
HK$5,087
+HK$255/mo
Deposit HK$904K · loan HK$904K · min. income ≈ HK$9,664/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,533
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,674
−HK$143/mo
Today · 4.125%
HK$4,817
baseline
▲ 0.50% · 4.625%
HK$5,111
+HK$294/mo
Deposit HK$813K · loan HK$994K · min. income ≈ HK$9,634/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,043
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,178
−HK$138/mo
Today · 4.125%
HK$5,316
baseline
▲ 0.50% · 4.625%
HK$5,596
+HK$280/mo
Deposit HK$813K · loan HK$994K · min. income ≈ HK$10,632/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,945
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,099
−HK$156/mo
Today · 4.125%
HK$5,255
baseline
▲ 0.50% · 4.625%
HK$5,575
+HK$320/mo
Deposit HK$723K · loan HK$1.08M · min. income ≈ HK$10,510/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,502
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,649
−HK$150/mo
Today · 4.125%
HK$5,799
baseline
▲ 0.50% · 4.625%
HK$6,105
+HK$306/mo
Deposit HK$723K · loan HK$1.08M · min. income ≈ HK$11,598/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,357
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,524
−HK$169/mo
Today · 4.125%
HK$5,693
baseline
▲ 0.50% · 4.625%
HK$6,040
+HK$347/mo
Deposit HK$633K · loan HK$1.17M · min. income ≈ HK$11,386/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,960
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,120
−HK$162/mo
Today · 4.125%
HK$6,282
baseline
▲ 0.50% · 4.625%
HK$6,613
+HK$331/mo
Deposit HK$633K · loan HK$1.17M · min. income ≈ HK$12,564/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,770
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,949
−HK$182/mo
Today · 4.125%
HK$6,131
baseline
▲ 0.50% · 4.625%
HK$6,504
+HK$373/mo
Deposit HK$542K · loan HK$1.27M · min. income ≈ HK$12,262/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,419
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,591
−HK$174/mo
Today · 4.125%
HK$6,765
baseline
▲ 0.50% · 4.625%
HK$7,122
+HK$357/mo
Deposit HK$542K · loan HK$1.27M · min. income ≈ HK$13,530/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,182
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,374
−HK$195/mo
Today · 4.125%
HK$6,569
baseline
▲ 0.50% · 4.625%
HK$6,969
+HK$400/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$13,138/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,877
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,061
−HK$188/mo
Today · 4.125%
HK$7,249
baseline
▲ 0.50% · 4.625%
HK$7,631
+HK$382/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$14,498/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,594
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,799
−HK$208/mo
Today · 4.125%
HK$7,007
baseline
▲ 0.50% · 4.625%
HK$7,434
+HK$427/mo
Deposit HK$361K · loan HK$1.45M · min. income ≈ HK$14,014/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,335
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,532
−HK$200/mo
Today · 4.125%
HK$7,732
baseline
▲ 0.50% · 4.625%
HK$8,139
+HK$407/mo
Deposit HK$361K · loan HK$1.45M · min. income ≈ HK$15,464/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,006
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,224
−HK$221/mo
Today · 4.125%
HK$7,445
baseline
▲ 0.50% · 4.625%
HK$7,898
+HK$453/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$14,890/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,794
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,003
−HK$212/mo
Today · 4.125%
HK$8,215
baseline
▲ 0.50% · 4.625%
HK$8,648
+HK$433/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$16,430/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,418
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,649
−HK$234/mo
Today · 4.125%
HK$7,883
baseline
▲ 0.50% · 4.625%
HK$8,363
+HK$480/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,766/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,252
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,474
−HK$224/mo
Today · 4.125%
HK$8,698
baseline
▲ 0.50% · 4.625%
HK$9,157
+HK$459/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,396/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).