▼ 0.50% · 3.625%
HK$2,471
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,548
−HK$78/mo
Today · 4.125%
HK$2,626
baseline
▲ 0.50% · 4.625%
HK$2,785
+HK$159/mo
Deposit HK$542K · loan HK$542K · min. income ≈ HK$5,252/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,749
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,822
−HK$75/mo
Today · 4.125%
HK$2,897
baseline
▲ 0.50% · 4.625%
HK$3,050
+HK$153/mo
Deposit HK$542K · loan HK$542K · min. income ≈ HK$5,794/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,718
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,802
−HK$86/mo
Today · 4.125%
HK$2,888
baseline
▲ 0.50% · 4.625%
HK$3,064
+HK$176/mo
Deposit HK$488K · loan HK$596K · min. income ≈ HK$5,776/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,024
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,105
−HK$82/mo
Today · 4.125%
HK$3,187
baseline
▲ 0.50% · 4.625%
HK$3,355
+HK$168/mo
Deposit HK$488K · loan HK$596K · min. income ≈ HK$6,374/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,965
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,057
−HK$94/mo
Today · 4.125%
HK$3,151
baseline
▲ 0.50% · 4.625%
HK$3,343
+HK$192/mo
Deposit HK$433K · loan HK$650K · min. income ≈ HK$6,302/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,298
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,387
−HK$90/mo
Today · 4.125%
HK$3,477
baseline
▲ 0.50% · 4.625%
HK$3,660
+HK$183/mo
Deposit HK$433K · loan HK$650K · min. income ≈ HK$6,954/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,212
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,312
−HK$101/mo
Today · 4.125%
HK$3,413
baseline
▲ 0.50% · 4.625%
HK$3,621
+HK$208/mo
Deposit HK$379K · loan HK$704K · min. income ≈ HK$6,826/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,573
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,669
−HK$97/mo
Today · 4.125%
HK$3,766
baseline
▲ 0.50% · 4.625%
HK$3,965
+HK$199/mo
Deposit HK$379K · loan HK$704K · min. income ≈ HK$7,532/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,459
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,567
−HK$109/mo
Today · 4.125%
HK$3,676
baseline
▲ 0.50% · 4.625%
HK$3,900
+HK$224/mo
Deposit HK$325K · loan HK$758K · min. income ≈ HK$7,352/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,848
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,951
−HK$105/mo
Today · 4.125%
HK$4,056
baseline
▲ 0.50% · 4.625%
HK$4,270
+HK$214/mo
Deposit HK$325K · loan HK$758K · min. income ≈ HK$8,112/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,706
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,821
−HK$118/mo
Today · 4.125%
HK$3,939
baseline
▲ 0.50% · 4.625%
HK$4,178
+HK$239/mo
Deposit HK$271K · loan HK$813K · min. income ≈ HK$7,878/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,123
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,234
−HK$112/mo
Today · 4.125%
HK$4,346
baseline
▲ 0.50% · 4.625%
HK$4,575
+HK$229/mo
Deposit HK$271K · loan HK$813K · min. income ≈ HK$8,692/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,953
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,076
−HK$125/mo
Today · 4.125%
HK$4,201
baseline
▲ 0.50% · 4.625%
HK$4,457
+HK$256/mo
Deposit HK$217K · loan HK$867K · min. income ≈ HK$8,402/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,398
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,516
−HK$119/mo
Today · 4.125%
HK$4,635
baseline
▲ 0.50% · 4.625%
HK$4,880
+HK$245/mo
Deposit HK$217K · loan HK$867K · min. income ≈ HK$9,270/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,200
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,331
−HK$133/mo
Today · 4.125%
HK$4,464
baseline
▲ 0.50% · 4.625%
HK$4,735
+HK$271/mo
Deposit HK$163K · loan HK$921K · min. income ≈ HK$8,928/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,673
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,798
−HK$127/mo
Today · 4.125%
HK$4,925
baseline
▲ 0.50% · 4.625%
HK$5,185
+HK$260/mo
Deposit HK$163K · loan HK$921K · min. income ≈ HK$9,850/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,447
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,586
−HK$140/mo
Today · 4.125%
HK$4,726
baseline
▲ 0.50% · 4.625%
HK$5,014
+HK$288/mo
Deposit HK$108K · loan HK$975K · min. income ≈ HK$9,452/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,948
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,080
−HK$135/mo
Today · 4.125%
HK$5,215
baseline
▲ 0.50% · 4.625%
HK$5,490
+HK$275/mo
Deposit HK$108K · loan HK$975K · min. income ≈ HK$10,430/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).