▼ 0.50% · 3.625%
HK$2,527
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,605
−HK$80/mo
Today · 4.125%
HK$2,685
baseline
▲ 0.50% · 4.625%
HK$2,848
+HK$163/mo
Deposit HK$554K · loan HK$554K · min. income ≈ HK$5,370/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,811
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,886
−HK$77/mo
Today · 4.125%
HK$2,963
baseline
▲ 0.50% · 4.625%
HK$3,119
+HK$156/mo
Deposit HK$554K · loan HK$554K · min. income ≈ HK$5,926/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,779
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,866
−HK$87/mo
Today · 4.125%
HK$2,953
baseline
▲ 0.50% · 4.625%
HK$3,133
+HK$180/mo
Deposit HK$499K · loan HK$609K · min. income ≈ HK$5,906/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,092
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,175
−HK$84/mo
Today · 4.125%
HK$3,259
baseline
▲ 0.50% · 4.625%
HK$3,431
+HK$172/mo
Deposit HK$499K · loan HK$609K · min. income ≈ HK$6,518/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,032
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,126
−HK$96/mo
Today · 4.125%
HK$3,222
baseline
▲ 0.50% · 4.625%
HK$3,418
+HK$196/mo
Deposit HK$443K · loan HK$665K · min. income ≈ HK$6,444/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,373
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,463
−HK$92/mo
Today · 4.125%
HK$3,555
baseline
▲ 0.50% · 4.625%
HK$3,743
+HK$188/mo
Deposit HK$443K · loan HK$665K · min. income ≈ HK$7,110/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,285
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,387
−HK$103/mo
Today · 4.125%
HK$3,490
baseline
▲ 0.50% · 4.625%
HK$3,703
+HK$213/mo
Deposit HK$388K · loan HK$720K · min. income ≈ HK$6,980/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,654
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,752
−HK$99/mo
Today · 4.125%
HK$3,851
baseline
▲ 0.50% · 4.625%
HK$4,054
+HK$203/mo
Deposit HK$388K · loan HK$720K · min. income ≈ HK$7,702/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,537
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,647
−HK$112/mo
Today · 4.125%
HK$3,759
baseline
▲ 0.50% · 4.625%
HK$3,988
+HK$229/mo
Deposit HK$332K · loan HK$776K · min. income ≈ HK$7,518/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,935
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,041
−HK$107/mo
Today · 4.125%
HK$4,148
baseline
▲ 0.50% · 4.625%
HK$4,366
+HK$218/mo
Deposit HK$332K · loan HK$776K · min. income ≈ HK$8,296/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,790
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,908
−HK$119/mo
Today · 4.125%
HK$4,027
baseline
▲ 0.50% · 4.625%
HK$4,273
+HK$246/mo
Deposit HK$277K · loan HK$831K · min. income ≈ HK$8,054/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,216
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,329
−HK$115/mo
Today · 4.125%
HK$4,444
baseline
▲ 0.50% · 4.625%
HK$4,678
+HK$234/mo
Deposit HK$277K · loan HK$831K · min. income ≈ HK$8,888/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,042
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,168
−HK$128/mo
Today · 4.125%
HK$4,296
baseline
▲ 0.50% · 4.625%
HK$4,557
+HK$261/mo
Deposit HK$222K · loan HK$886K · min. income ≈ HK$8,592/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,497
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,618
−HK$122/mo
Today · 4.125%
HK$4,740
baseline
▲ 0.50% · 4.625%
HK$4,990
+HK$250/mo
Deposit HK$222K · loan HK$886K · min. income ≈ HK$9,480/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,295
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,429
−HK$135/mo
Today · 4.125%
HK$4,564
baseline
▲ 0.50% · 4.625%
HK$4,842
+HK$278/mo
Deposit HK$166K · loan HK$942K · min. income ≈ HK$9,128/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,778
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,906
−HK$130/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,302
+HK$266/mo
Deposit HK$166K · loan HK$942K · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,548
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,689
−HK$144/mo
Today · 4.125%
HK$4,833
baseline
▲ 0.50% · 4.625%
HK$5,127
+HK$294/mo
Deposit HK$111K · loan HK$997K · min. income ≈ HK$9,666/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,059
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,195
−HK$138/mo
Today · 4.125%
HK$5,333
baseline
▲ 0.50% · 4.625%
HK$5,614
+HK$281/mo
Deposit HK$111K · loan HK$997K · min. income ≈ HK$10,666/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).