▼ 0.50% · 3.625%
HK$4,214
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,345
−HK$133/mo
Today · 4.125%
HK$4,478
baseline
▲ 0.50% · 4.625%
HK$4,751
+HK$273/mo
Deposit HK$924K · loan HK$924K · min. income ≈ HK$8,956/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,688
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,814
−HK$128/mo
Today · 4.125%
HK$4,942
baseline
▲ 0.50% · 4.625%
HK$5,202
+HK$260/mo
Deposit HK$924K · loan HK$924K · min. income ≈ HK$9,884/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,636
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,780
−HK$146/mo
Today · 4.125%
HK$4,926
baseline
▲ 0.50% · 4.625%
HK$5,226
+HK$300/mo
Deposit HK$832K · loan HK$1.02M · min. income ≈ HK$9,852/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,157
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,295
−HK$141/mo
Today · 4.125%
HK$5,436
baseline
▲ 0.50% · 4.625%
HK$5,722
+HK$286/mo
Deposit HK$832K · loan HK$1.02M · min. income ≈ HK$10,872/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,057
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,214
−HK$160/mo
Today · 4.125%
HK$5,374
baseline
▲ 0.50% · 4.625%
HK$5,701
+HK$327/mo
Deposit HK$739K · loan HK$1.11M · min. income ≈ HK$10,748/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,626
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,777
−HK$153/mo
Today · 4.125%
HK$5,930
baseline
▲ 0.50% · 4.625%
HK$6,242
+HK$312/mo
Deposit HK$739K · loan HK$1.11M · min. income ≈ HK$11,860/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,478
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,649
−HK$173/mo
Today · 4.125%
HK$5,822
baseline
▲ 0.50% · 4.625%
HK$6,176
+HK$354/mo
Deposit HK$647K · loan HK$1.20M · min. income ≈ HK$11,644/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,095
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,258
−HK$166/mo
Today · 4.125%
HK$6,424
baseline
▲ 0.50% · 4.625%
HK$6,763
+HK$339/mo
Deposit HK$647K · loan HK$1.20M · min. income ≈ HK$12,848/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,900
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,083
−HK$187/mo
Today · 4.125%
HK$6,270
baseline
▲ 0.50% · 4.625%
HK$6,651
+HK$381/mo
Deposit HK$554K · loan HK$1.29M · min. income ≈ HK$12,540/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,564
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,740
−HK$178/mo
Today · 4.125%
HK$6,918
baseline
▲ 0.50% · 4.625%
HK$7,283
+HK$365/mo
Deposit HK$554K · loan HK$1.29M · min. income ≈ HK$13,836/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,321
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,518
−HK$200/mo
Today · 4.125%
HK$6,718
baseline
▲ 0.50% · 4.625%
HK$7,126
+HK$408/mo
Deposit HK$462K · loan HK$1.39M · min. income ≈ HK$13,436/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,032
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,221
−HK$191/mo
Today · 4.125%
HK$7,412
baseline
▲ 0.50% · 4.625%
HK$7,803
+HK$391/mo
Deposit HK$462K · loan HK$1.39M · min. income ≈ HK$14,824/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,743
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,952
−HK$214/mo
Today · 4.125%
HK$7,166
baseline
▲ 0.50% · 4.625%
HK$7,602
+HK$436/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$14,332/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,501
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,702
−HK$204/mo
Today · 4.125%
HK$7,906
baseline
▲ 0.50% · 4.625%
HK$8,323
+HK$417/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$15,812/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,164
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,387
−HK$226/mo
Today · 4.125%
HK$7,613
baseline
▲ 0.50% · 4.625%
HK$8,077
+HK$464/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$15,226/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,970
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,184
−HK$217/mo
Today · 4.125%
HK$8,401
baseline
▲ 0.50% · 4.625%
HK$8,843
+HK$442/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$16,802/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,586
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,821
−HK$240/mo
Today · 4.125%
HK$8,061
baseline
▲ 0.50% · 4.625%
HK$8,552
+HK$491/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$16,122/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,439
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,665
−HK$230/mo
Today · 4.125%
HK$8,895
baseline
▲ 0.50% · 4.625%
HK$9,364
+HK$469/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$17,790/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).