▼ 0.50% · 3.625%
HK$4,089
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,216
−HK$130/mo
Today · 4.125%
HK$4,346
baseline
▲ 0.50% · 4.625%
HK$4,610
+HK$264/mo
Deposit HK$897K · loan HK$897K · min. income ≈ HK$8,692/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,549
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,671
−HK$124/mo
Today · 4.125%
HK$4,795
baseline
▲ 0.50% · 4.625%
HK$5,048
+HK$253/mo
Deposit HK$897K · loan HK$897K · min. income ≈ HK$9,590/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,498
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,638
−HK$142/mo
Today · 4.125%
HK$4,780
baseline
▲ 0.50% · 4.625%
HK$5,071
+HK$291/mo
Deposit HK$807K · loan HK$986K · min. income ≈ HK$9,560/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,004
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,138
−HK$136/mo
Today · 4.125%
HK$5,274
baseline
▲ 0.50% · 4.625%
HK$5,553
+HK$279/mo
Deposit HK$807K · loan HK$986K · min. income ≈ HK$10,548/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,907
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,060
−HK$155/mo
Today · 4.125%
HK$5,215
baseline
▲ 0.50% · 4.625%
HK$5,532
+HK$317/mo
Deposit HK$717K · loan HK$1.08M · min. income ≈ HK$10,430/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,459
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,605
−HK$149/mo
Today · 4.125%
HK$5,754
baseline
▲ 0.50% · 4.625%
HK$6,057
+HK$303/mo
Deposit HK$717K · loan HK$1.08M · min. income ≈ HK$11,508/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,316
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,481
−HK$168/mo
Today · 4.125%
HK$5,649
baseline
▲ 0.50% · 4.625%
HK$5,993
+HK$344/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$11,298/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,914
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,073
−HK$160/mo
Today · 4.125%
HK$6,233
baseline
▲ 0.50% · 4.625%
HK$6,562
+HK$329/mo
Deposit HK$628K · loan HK$1.17M · min. income ≈ HK$12,466/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,725
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,903
−HK$181/mo
Today · 4.125%
HK$6,084
baseline
▲ 0.50% · 4.625%
HK$6,454
+HK$370/mo
Deposit HK$538K · loan HK$1.26M · min. income ≈ HK$12,168/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,369
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,540
−HK$173/mo
Today · 4.125%
HK$6,713
baseline
▲ 0.50% · 4.625%
HK$7,067
+HK$354/mo
Deposit HK$538K · loan HK$1.26M · min. income ≈ HK$13,426/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,134
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,325
−HK$193/mo
Today · 4.125%
HK$6,518
baseline
▲ 0.50% · 4.625%
HK$6,915
+HK$397/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$13,036/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,824
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,007
−HK$185/mo
Today · 4.125%
HK$7,192
baseline
▲ 0.50% · 4.625%
HK$7,572
+HK$380/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$14,384/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,543
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,746
−HK$207/mo
Today · 4.125%
HK$6,953
baseline
▲ 0.50% · 4.625%
HK$7,376
+HK$423/mo
Deposit HK$359K · loan HK$1.43M · min. income ≈ HK$13,906/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,279
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,474
−HK$198/mo
Today · 4.125%
HK$7,672
baseline
▲ 0.50% · 4.625%
HK$8,076
+HK$404/mo
Deposit HK$359K · loan HK$1.43M · min. income ≈ HK$15,344/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,952
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,168
−HK$220/mo
Today · 4.125%
HK$7,388
baseline
▲ 0.50% · 4.625%
HK$7,837
+HK$449/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$14,776/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,734
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,941
−HK$210/mo
Today · 4.125%
HK$8,151
baseline
▲ 0.50% · 4.625%
HK$8,581
+HK$430/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$16,302/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,361
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,590
−HK$232/mo
Today · 4.125%
HK$7,822
baseline
▲ 0.50% · 4.625%
HK$8,298
+HK$476/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,644/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,189
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,408
−HK$223/mo
Today · 4.125%
HK$8,631
baseline
▲ 0.50% · 4.625%
HK$9,086
+HK$455/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,262/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).