▼ 0.50% · 3.625%
HK$4,215
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,346
−HK$133/mo
Today · 4.125%
HK$4,479
baseline
▲ 0.50% · 4.625%
HK$4,752
+HK$273/mo
Deposit HK$924K · loan HK$924K · min. income ≈ HK$8,958/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,689
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,815
−HK$127/mo
Today · 4.125%
HK$4,942
baseline
▲ 0.50% · 4.625%
HK$5,203
+HK$261/mo
Deposit HK$924K · loan HK$924K · min. income ≈ HK$9,884/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,636
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,780
−HK$147/mo
Today · 4.125%
HK$4,927
baseline
▲ 0.50% · 4.625%
HK$5,227
+HK$300/mo
Deposit HK$832K · loan HK$1.02M · min. income ≈ HK$9,854/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,158
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,296
−HK$140/mo
Today · 4.125%
HK$5,436
baseline
▲ 0.50% · 4.625%
HK$5,723
+HK$287/mo
Deposit HK$832K · loan HK$1.02M · min. income ≈ HK$10,872/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,058
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,215
−HK$160/mo
Today · 4.125%
HK$5,375
baseline
▲ 0.50% · 4.625%
HK$5,702
+HK$327/mo
Deposit HK$739K · loan HK$1.11M · min. income ≈ HK$10,750/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,627
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,777
−HK$154/mo
Today · 4.125%
HK$5,931
baseline
▲ 0.50% · 4.625%
HK$6,243
+HK$312/mo
Deposit HK$739K · loan HK$1.11M · min. income ≈ HK$11,862/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,479
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,650
−HK$173/mo
Today · 4.125%
HK$5,823
baseline
▲ 0.50% · 4.625%
HK$6,177
+HK$354/mo
Deposit HK$647K · loan HK$1.20M · min. income ≈ HK$11,646/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,095
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,259
−HK$166/mo
Today · 4.125%
HK$6,425
baseline
▲ 0.50% · 4.625%
HK$6,763
+HK$338/mo
Deposit HK$647K · loan HK$1.20M · min. income ≈ HK$12,850/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,901
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,084
−HK$187/mo
Today · 4.125%
HK$6,271
baseline
▲ 0.50% · 4.625%
HK$6,652
+HK$381/mo
Deposit HK$555K · loan HK$1.29M · min. income ≈ HK$12,542/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,564
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,740
−HK$179/mo
Today · 4.125%
HK$6,919
baseline
▲ 0.50% · 4.625%
HK$7,284
+HK$365/mo
Deposit HK$555K · loan HK$1.29M · min. income ≈ HK$13,838/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,322
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,519
−HK$199/mo
Today · 4.125%
HK$6,718
baseline
▲ 0.50% · 4.625%
HK$7,127
+HK$409/mo
Deposit HK$462K · loan HK$1.39M · min. income ≈ HK$13,436/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,033
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,222
−HK$191/mo
Today · 4.125%
HK$7,413
baseline
▲ 0.50% · 4.625%
HK$7,804
+HK$391/mo
Deposit HK$462K · loan HK$1.39M · min. income ≈ HK$14,826/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,744
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,953
−HK$213/mo
Today · 4.125%
HK$7,166
baseline
▲ 0.50% · 4.625%
HK$7,602
+HK$436/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$14,332/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,502
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,703
−HK$204/mo
Today · 4.125%
HK$7,907
baseline
▲ 0.50% · 4.625%
HK$8,324
+HK$417/mo
Deposit HK$370K · loan HK$1.48M · min. income ≈ HK$15,814/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,165
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,388
−HK$226/mo
Today · 4.125%
HK$7,614
baseline
▲ 0.50% · 4.625%
HK$8,078
+HK$464/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$15,228/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,971
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,185
−HK$217/mo
Today · 4.125%
HK$8,402
baseline
▲ 0.50% · 4.625%
HK$8,844
+HK$442/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$16,804/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,586
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,822
−HK$240/mo
Today · 4.125%
HK$8,062
baseline
▲ 0.50% · 4.625%
HK$8,553
+HK$491/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$16,124/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,440
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,666
−HK$230/mo
Today · 4.125%
HK$8,896
baseline
▲ 0.50% · 4.625%
HK$9,365
+HK$469/mo
Deposit HK$185K · loan HK$1.66M · min. income ≈ HK$17,792/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).