▼ 0.50% · 3.625%
HK$3,598
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,710
−HK$114/mo
Today · 4.125%
HK$3,824
baseline
▲ 0.50% · 4.625%
HK$4,056
+HK$232/mo
Deposit HK$789K · loan HK$789K · min. income ≈ HK$7,648/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,003
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,110
−HK$109/mo
Today · 4.125%
HK$4,219
baseline
▲ 0.50% · 4.625%
HK$4,441
+HK$222/mo
Deposit HK$789K · loan HK$789K · min. income ≈ HK$8,438/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,958
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,081
−HK$125/mo
Today · 4.125%
HK$4,206
baseline
▲ 0.50% · 4.625%
HK$4,462
+HK$256/mo
Deposit HK$710K · loan HK$868K · min. income ≈ HK$8,412/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,403
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,521
−HK$120/mo
Today · 4.125%
HK$4,641
baseline
▲ 0.50% · 4.625%
HK$4,885
+HK$244/mo
Deposit HK$710K · loan HK$868K · min. income ≈ HK$9,282/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,318
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,452
−HK$136/mo
Today · 4.125%
HK$4,588
baseline
▲ 0.50% · 4.625%
HK$4,867
+HK$279/mo
Deposit HK$631K · loan HK$947K · min. income ≈ HK$9,176/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,803
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,932
−HK$131/mo
Today · 4.125%
HK$5,063
baseline
▲ 0.50% · 4.625%
HK$5,330
+HK$267/mo
Deposit HK$631K · loan HK$947K · min. income ≈ HK$10,126/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,677
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,823
−HK$148/mo
Today · 4.125%
HK$4,971
baseline
▲ 0.50% · 4.625%
HK$5,273
+HK$302/mo
Deposit HK$552K · loan HK$1.03M · min. income ≈ HK$9,942/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,203
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,343
−HK$142/mo
Today · 4.125%
HK$5,485
baseline
▲ 0.50% · 4.625%
HK$5,774
+HK$289/mo
Deposit HK$552K · loan HK$1.03M · min. income ≈ HK$10,970/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,037
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,194
−HK$159/mo
Today · 4.125%
HK$5,353
baseline
▲ 0.50% · 4.625%
HK$5,679
+HK$326/mo
Deposit HK$473K · loan HK$1.10M · min. income ≈ HK$10,706/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,604
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,754
−HK$152/mo
Today · 4.125%
HK$5,906
baseline
▲ 0.50% · 4.625%
HK$6,218
+HK$312/mo
Deposit HK$473K · loan HK$1.10M · min. income ≈ HK$11,812/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,397
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,565
−HK$170/mo
Today · 4.125%
HK$5,735
baseline
▲ 0.50% · 4.625%
HK$6,084
+HK$349/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$11,470/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,004
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,165
−HK$163/mo
Today · 4.125%
HK$6,328
baseline
▲ 0.50% · 4.625%
HK$6,662
+HK$334/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$12,656/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,757
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,936
−HK$182/mo
Today · 4.125%
HK$6,118
baseline
▲ 0.50% · 4.625%
HK$6,490
+HK$372/mo
Deposit HK$316K · loan HK$1.26M · min. income ≈ HK$12,236/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,404
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,576
−HK$174/mo
Today · 4.125%
HK$6,750
baseline
▲ 0.50% · 4.625%
HK$7,106
+HK$356/mo
Deposit HK$316K · loan HK$1.26M · min. income ≈ HK$13,500/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,116
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,307
−HK$193/mo
Today · 4.125%
HK$6,500
baseline
▲ 0.50% · 4.625%
HK$6,896
+HK$396/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$13,000/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,805
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,987
−HK$185/mo
Today · 4.125%
HK$7,172
baseline
▲ 0.50% · 4.625%
HK$7,550
+HK$378/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$14,344/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,476
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,678
−HK$204/mo
Today · 4.125%
HK$6,882
baseline
▲ 0.50% · 4.625%
HK$7,301
+HK$419/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$13,764/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,205
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,398
−HK$196/mo
Today · 4.125%
HK$7,594
baseline
▲ 0.50% · 4.625%
HK$7,994
+HK$400/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$15,188/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).