▼ 0.50% · 3.625%
HK$3,647
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,761
−HK$115/mo
Today · 4.125%
HK$3,876
baseline
▲ 0.50% · 4.625%
HK$4,112
+HK$236/mo
Deposit HK$800K · loan HK$800K · min. income ≈ HK$7,752/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,058
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,167
−HK$110/mo
Today · 4.125%
HK$4,277
baseline
▲ 0.50% · 4.625%
HK$4,502
+HK$225/mo
Deposit HK$800K · loan HK$800K · min. income ≈ HK$8,554/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,012
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,137
−HK$127/mo
Today · 4.125%
HK$4,264
baseline
▲ 0.50% · 4.625%
HK$4,523
+HK$259/mo
Deposit HK$720K · loan HK$880K · min. income ≈ HK$8,528/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,464
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,583
−HK$122/mo
Today · 4.125%
HK$4,705
baseline
▲ 0.50% · 4.625%
HK$4,953
+HK$248/mo
Deposit HK$720K · loan HK$880K · min. income ≈ HK$9,410/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,377
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,513
−HK$138/mo
Today · 4.125%
HK$4,651
baseline
▲ 0.50% · 4.625%
HK$4,934
+HK$283/mo
Deposit HK$640K · loan HK$960K · min. income ≈ HK$9,302/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,869
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,000
−HK$132/mo
Today · 4.125%
HK$5,132
baseline
▲ 0.50% · 4.625%
HK$5,403
+HK$271/mo
Deposit HK$640K · loan HK$960K · min. income ≈ HK$10,264/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,742
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,889
−HK$150/mo
Today · 4.125%
HK$5,039
baseline
▲ 0.50% · 4.625%
HK$5,346
+HK$307/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$10,078/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,275
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,417
−HK$143/mo
Today · 4.125%
HK$5,560
baseline
▲ 0.50% · 4.625%
HK$5,853
+HK$293/mo
Deposit HK$560K · loan HK$1.04M · min. income ≈ HK$11,120/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,106
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,265
−HK$162/mo
Today · 4.125%
HK$5,427
baseline
▲ 0.50% · 4.625%
HK$5,757
+HK$330/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$10,854/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,681
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,833
−HK$155/mo
Today · 4.125%
HK$5,988
baseline
▲ 0.50% · 4.625%
HK$6,303
+HK$315/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$11,976/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,471
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,641
−HK$173/mo
Today · 4.125%
HK$5,814
baseline
▲ 0.50% · 4.625%
HK$6,168
+HK$354/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$11,628/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,087
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,250
−HK$165/mo
Today · 4.125%
HK$6,415
baseline
▲ 0.50% · 4.625%
HK$6,754
+HK$339/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$12,830/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,836
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,017
−HK$185/mo
Today · 4.125%
HK$6,202
baseline
▲ 0.50% · 4.625%
HK$6,579
+HK$377/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$12,404/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,492
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,667
−HK$176/mo
Today · 4.125%
HK$6,843
baseline
▲ 0.50% · 4.625%
HK$7,204
+HK$361/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$13,686/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,201
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,394
−HK$195/mo
Today · 4.125%
HK$6,589
baseline
▲ 0.50% · 4.625%
HK$6,990
+HK$401/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,178/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,898
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,083
−HK$188/mo
Today · 4.125%
HK$7,271
baseline
▲ 0.50% · 4.625%
HK$7,654
+HK$383/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,542/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,565
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,770
−HK$207/mo
Today · 4.125%
HK$6,977
baseline
▲ 0.50% · 4.625%
HK$7,402
+HK$425/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,954/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,304
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,500
−HK$199/mo
Today · 4.125%
HK$7,699
baseline
▲ 0.50% · 4.625%
HK$8,104
+HK$405/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,398/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).