▼ 0.50% · 3.625%
HK$2,463
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,540
−HK$78/mo
Today · 4.125%
HK$2,618
baseline
▲ 0.50% · 4.625%
HK$2,777
+HK$159/mo
Deposit HK$540K · loan HK$540K · min. income ≈ HK$5,236/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,740
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,814
−HK$75/mo
Today · 4.125%
HK$2,889
baseline
▲ 0.50% · 4.625%
HK$3,041
+HK$152/mo
Deposit HK$540K · loan HK$540K · min. income ≈ HK$5,778/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,710
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,794
−HK$86/mo
Today · 4.125%
HK$2,880
baseline
▲ 0.50% · 4.625%
HK$3,055
+HK$175/mo
Deposit HK$486K · loan HK$594K · min. income ≈ HK$5,760/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,015
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,095
−HK$82/mo
Today · 4.125%
HK$3,177
baseline
▲ 0.50% · 4.625%
HK$3,345
+HK$168/mo
Deposit HK$486K · loan HK$594K · min. income ≈ HK$6,354/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,956
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,048
−HK$93/mo
Today · 4.125%
HK$3,141
baseline
▲ 0.50% · 4.625%
HK$3,333
+HK$192/mo
Deposit HK$432K · loan HK$648K · min. income ≈ HK$6,282/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,289
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,377
−HK$89/mo
Today · 4.125%
HK$3,466
baseline
▲ 0.50% · 4.625%
HK$3,649
+HK$183/mo
Deposit HK$432K · loan HK$648K · min. income ≈ HK$6,932/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,202
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,302
−HK$101/mo
Today · 4.125%
HK$3,403
baseline
▲ 0.50% · 4.625%
HK$3,610
+HK$207/mo
Deposit HK$378K · loan HK$702K · min. income ≈ HK$6,806/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,563
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,658
−HK$97/mo
Today · 4.125%
HK$3,755
baseline
▲ 0.50% · 4.625%
HK$3,953
+HK$198/mo
Deposit HK$378K · loan HK$702K · min. income ≈ HK$7,510/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,449
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,556
−HK$109/mo
Today · 4.125%
HK$3,665
baseline
▲ 0.50% · 4.625%
HK$3,888
+HK$223/mo
Deposit HK$324K · loan HK$756K · min. income ≈ HK$7,330/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,837
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,940
−HK$104/mo
Today · 4.125%
HK$4,044
baseline
▲ 0.50% · 4.625%
HK$4,257
+HK$213/mo
Deposit HK$324K · loan HK$756K · min. income ≈ HK$8,088/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,695
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,810
−HK$117/mo
Today · 4.125%
HK$3,927
baseline
▲ 0.50% · 4.625%
HK$4,166
+HK$239/mo
Deposit HK$270K · loan HK$810K · min. income ≈ HK$7,854/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,111
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,221
−HK$112/mo
Today · 4.125%
HK$4,333
baseline
▲ 0.50% · 4.625%
HK$4,561
+HK$228/mo
Deposit HK$270K · loan HK$810K · min. income ≈ HK$8,666/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,941
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,064
−HK$125/mo
Today · 4.125%
HK$4,189
baseline
▲ 0.50% · 4.625%
HK$4,443
+HK$254/mo
Deposit HK$216K · loan HK$864K · min. income ≈ HK$8,378/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,385
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,502
−HK$120/mo
Today · 4.125%
HK$4,622
baseline
▲ 0.50% · 4.625%
HK$4,865
+HK$243/mo
Deposit HK$216K · loan HK$864K · min. income ≈ HK$9,244/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,188
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,318
−HK$132/mo
Today · 4.125%
HK$4,450
baseline
▲ 0.50% · 4.625%
HK$4,721
+HK$271/mo
Deposit HK$162K · loan HK$918K · min. income ≈ HK$8,900/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,659
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,784
−HK$127/mo
Today · 4.125%
HK$4,911
baseline
▲ 0.50% · 4.625%
HK$5,169
+HK$258/mo
Deposit HK$162K · loan HK$918K · min. income ≈ HK$9,822/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,434
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,572
−HK$140/mo
Today · 4.125%
HK$4,712
baseline
▲ 0.50% · 4.625%
HK$4,999
+HK$287/mo
Deposit HK$108K · loan HK$972K · min. income ≈ HK$9,424/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,933
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,065
−HK$134/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,473
+HK$274/mo
Deposit HK$108K · loan HK$972K · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).