▼ 0.50% · 3.625%
HK$2,166
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,233
−HK$68/mo
Today · 4.125%
HK$2,301
baseline
▲ 0.50% · 4.625%
HK$2,441
+HK$140/mo
Deposit HK$475K · loan HK$475K · min. income ≈ HK$4,602/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,409
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,474
−HK$65/mo
Today · 4.125%
HK$2,539
baseline
▲ 0.50% · 4.625%
HK$2,673
+HK$134/mo
Deposit HK$475K · loan HK$475K · min. income ≈ HK$5,078/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,382
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,456
−HK$76/mo
Today · 4.125%
HK$2,532
baseline
▲ 0.50% · 4.625%
HK$2,686
+HK$154/mo
Deposit HK$427K · loan HK$522K · min. income ≈ HK$5,064/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,650
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,721
−HK$72/mo
Today · 4.125%
HK$2,793
baseline
▲ 0.50% · 4.625%
HK$2,941
+HK$148/mo
Deposit HK$427K · loan HK$522K · min. income ≈ HK$5,586/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,599
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,680
−HK$82/mo
Today · 4.125%
HK$2,762
baseline
▲ 0.50% · 4.625%
HK$2,930
+HK$168/mo
Deposit HK$380K · loan HK$570K · min. income ≈ HK$5,524/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,891
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,969
−HK$78/mo
Today · 4.125%
HK$3,047
baseline
▲ 0.50% · 4.625%
HK$3,208
+HK$161/mo
Deposit HK$380K · loan HK$570K · min. income ≈ HK$6,094/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,815
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,903
−HK$89/mo
Today · 4.125%
HK$2,992
baseline
▲ 0.50% · 4.625%
HK$3,174
+HK$182/mo
Deposit HK$332K · loan HK$617K · min. income ≈ HK$5,984/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,132
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,216
−HK$85/mo
Today · 4.125%
HK$3,301
baseline
▲ 0.50% · 4.625%
HK$3,475
+HK$174/mo
Deposit HK$332K · loan HK$617K · min. income ≈ HK$6,602/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,032
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,126
−HK$96/mo
Today · 4.125%
HK$3,222
baseline
▲ 0.50% · 4.625%
HK$3,418
+HK$196/mo
Deposit HK$285K · loan HK$665K · min. income ≈ HK$6,444/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,373
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,463
−HK$92/mo
Today · 4.125%
HK$3,555
baseline
▲ 0.50% · 4.625%
HK$3,743
+HK$188/mo
Deposit HK$285K · loan HK$665K · min. income ≈ HK$7,110/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,248
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,349
−HK$103/mo
Today · 4.125%
HK$3,452
baseline
▲ 0.50% · 4.625%
HK$3,662
+HK$210/mo
Deposit HK$237K · loan HK$712K · min. income ≈ HK$6,904/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,614
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,711
−HK$98/mo
Today · 4.125%
HK$3,809
baseline
▲ 0.50% · 4.625%
HK$4,010
+HK$201/mo
Deposit HK$237K · loan HK$712K · min. income ≈ HK$7,618/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,465
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,573
−HK$109/mo
Today · 4.125%
HK$3,682
baseline
▲ 0.50% · 4.625%
HK$3,906
+HK$224/mo
Deposit HK$190K · loan HK$760K · min. income ≈ HK$7,364/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,855
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,958
−HK$105/mo
Today · 4.125%
HK$4,063
baseline
▲ 0.50% · 4.625%
HK$4,277
+HK$214/mo
Deposit HK$190K · loan HK$760K · min. income ≈ HK$8,126/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,682
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,796
−HK$116/mo
Today · 4.125%
HK$3,912
baseline
▲ 0.50% · 4.625%
HK$4,150
+HK$238/mo
Deposit HK$142K · loan HK$807K · min. income ≈ HK$7,824/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,096
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,206
−HK$111/mo
Today · 4.125%
HK$4,317
baseline
▲ 0.50% · 4.625%
HK$4,545
+HK$228/mo
Deposit HK$142K · loan HK$807K · min. income ≈ HK$8,634/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,898
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,019
−HK$124/mo
Today · 4.125%
HK$4,143
baseline
▲ 0.50% · 4.625%
HK$4,395
+HK$252/mo
Deposit HK$95K · loan HK$855K · min. income ≈ HK$8,286/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,337
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,453
−HK$118/mo
Today · 4.125%
HK$4,571
baseline
▲ 0.50% · 4.625%
HK$4,812
+HK$241/mo
Deposit HK$95K · loan HK$855K · min. income ≈ HK$9,142/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).