▼ 0.50% · 3.625%
HK$2,235
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,305
−HK$70/mo
Today · 4.125%
HK$2,375
baseline
▲ 0.50% · 4.625%
HK$2,520
+HK$145/mo
Deposit HK$490K · loan HK$490K · min. income ≈ HK$4,750/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,487
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,553
−HK$68/mo
Today · 4.125%
HK$2,621
baseline
▲ 0.50% · 4.625%
HK$2,759
+HK$138/mo
Deposit HK$490K · loan HK$490K · min. income ≈ HK$5,242/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,459
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,535
−HK$78/mo
Today · 4.125%
HK$2,613
baseline
▲ 0.50% · 4.625%
HK$2,772
+HK$159/mo
Deposit HK$441K · loan HK$539K · min. income ≈ HK$5,226/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,735
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,809
−HK$74/mo
Today · 4.125%
HK$2,883
baseline
▲ 0.50% · 4.625%
HK$3,035
+HK$152/mo
Deposit HK$441K · loan HK$539K · min. income ≈ HK$5,766/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,682
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,766
−HK$84/mo
Today · 4.125%
HK$2,850
baseline
▲ 0.50% · 4.625%
HK$3,024
+HK$174/mo
Deposit HK$392K · loan HK$588K · min. income ≈ HK$5,700/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,984
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,064
−HK$81/mo
Today · 4.125%
HK$3,145
baseline
▲ 0.50% · 4.625%
HK$3,311
+HK$166/mo
Deposit HK$392K · loan HK$588K · min. income ≈ HK$6,290/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,906
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,996
−HK$92/mo
Today · 4.125%
HK$3,088
baseline
▲ 0.50% · 4.625%
HK$3,276
+HK$188/mo
Deposit HK$343K · loan HK$637K · min. income ≈ HK$6,176/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,233
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,319
−HK$88/mo
Today · 4.125%
HK$3,407
baseline
▲ 0.50% · 4.625%
HK$3,587
+HK$180/mo
Deposit HK$343K · loan HK$637K · min. income ≈ HK$6,814/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,129
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,227
−HK$98/mo
Today · 4.125%
HK$3,325
baseline
▲ 0.50% · 4.625%
HK$3,528
+HK$203/mo
Deposit HK$294K · loan HK$686K · min. income ≈ HK$6,650/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,481
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,575
−HK$94/mo
Today · 4.125%
HK$3,669
baseline
▲ 0.50% · 4.625%
HK$3,863
+HK$194/mo
Deposit HK$294K · loan HK$686K · min. income ≈ HK$7,338/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,353
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,457
−HK$106/mo
Today · 4.125%
HK$3,563
baseline
▲ 0.50% · 4.625%
HK$3,780
+HK$217/mo
Deposit HK$245K · loan HK$735K · min. income ≈ HK$7,126/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,730
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,830
−HK$101/mo
Today · 4.125%
HK$3,931
baseline
▲ 0.50% · 4.625%
HK$4,139
+HK$208/mo
Deposit HK$245K · loan HK$735K · min. income ≈ HK$7,862/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,576
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,688
−HK$113/mo
Today · 4.125%
HK$3,801
baseline
▲ 0.50% · 4.625%
HK$4,032
+HK$231/mo
Deposit HK$196K · loan HK$784K · min. income ≈ HK$7,602/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,979
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,085
−HK$109/mo
Today · 4.125%
HK$4,194
baseline
▲ 0.50% · 4.625%
HK$4,415
+HK$221/mo
Deposit HK$196K · loan HK$784K · min. income ≈ HK$8,388/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,800
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,918
−HK$120/mo
Today · 4.125%
HK$4,038
baseline
▲ 0.50% · 4.625%
HK$4,284
+HK$246/mo
Deposit HK$147K · loan HK$833K · min. income ≈ HK$8,076/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,227
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,341
−HK$115/mo
Today · 4.125%
HK$4,456
baseline
▲ 0.50% · 4.625%
HK$4,691
+HK$235/mo
Deposit HK$147K · loan HK$833K · min. income ≈ HK$8,912/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,023
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,148
−HK$128/mo
Today · 4.125%
HK$4,276
baseline
▲ 0.50% · 4.625%
HK$4,536
+HK$260/mo
Deposit HK$98K · loan HK$882K · min. income ≈ HK$8,552/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,476
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,596
−HK$122/mo
Today · 4.125%
HK$4,718
baseline
▲ 0.50% · 4.625%
HK$4,966
+HK$248/mo
Deposit HK$98K · loan HK$882K · min. income ≈ HK$9,436/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).