▼ 0.50% · 3.625%
HK$3,652
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,766
−HK$115/mo
Today · 4.125%
HK$3,881
baseline
▲ 0.50% · 4.625%
HK$4,117
+HK$236/mo
Deposit HK$801K · loan HK$801K · min. income ≈ HK$7,762/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,063
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,172
−HK$110/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,508
+HK$226/mo
Deposit HK$801K · loan HK$801K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,017
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,142
−HK$127/mo
Today · 4.125%
HK$4,269
baseline
▲ 0.50% · 4.625%
HK$4,529
+HK$260/mo
Deposit HK$721K · loan HK$881K · min. income ≈ HK$8,538/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,469
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,589
−HK$122/mo
Today · 4.125%
HK$4,711
baseline
▲ 0.50% · 4.625%
HK$4,959
+HK$248/mo
Deposit HK$721K · loan HK$881K · min. income ≈ HK$9,422/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,383
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$138/mo
Today · 4.125%
HK$4,657
baseline
▲ 0.50% · 4.625%
HK$4,941
+HK$284/mo
Deposit HK$641K · loan HK$961K · min. income ≈ HK$9,314/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,876
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,006
−HK$133/mo
Today · 4.125%
HK$5,139
baseline
▲ 0.50% · 4.625%
HK$5,410
+HK$271/mo
Deposit HK$641K · loan HK$961K · min. income ≈ HK$10,278/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,748
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,895
−HK$151/mo
Today · 4.125%
HK$5,046
baseline
▲ 0.50% · 4.625%
HK$5,353
+HK$307/mo
Deposit HK$561K · loan HK$1.04M · min. income ≈ HK$10,092/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,282
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,424
−HK$143/mo
Today · 4.125%
HK$5,567
baseline
▲ 0.50% · 4.625%
HK$5,861
+HK$294/mo
Deposit HK$561K · loan HK$1.04M · min. income ≈ HK$11,134/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,113
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,272
−HK$162/mo
Today · 4.125%
HK$5,434
baseline
▲ 0.50% · 4.625%
HK$5,764
+HK$330/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$10,868/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,688
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,841
−HK$154/mo
Today · 4.125%
HK$5,995
baseline
▲ 0.50% · 4.625%
HK$6,312
+HK$317/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$11,990/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,478
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,649
−HK$173/mo
Today · 4.125%
HK$5,822
baseline
▲ 0.50% · 4.625%
HK$6,176
+HK$354/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$11,644/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,094
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,258
−HK$166/mo
Today · 4.125%
HK$6,424
baseline
▲ 0.50% · 4.625%
HK$6,762
+HK$338/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$12,848/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,843
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,025
−HK$185/mo
Today · 4.125%
HK$6,210
baseline
▲ 0.50% · 4.625%
HK$6,588
+HK$378/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$12,420/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,501
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,675
−HK$177/mo
Today · 4.125%
HK$6,852
baseline
▲ 0.50% · 4.625%
HK$7,213
+HK$361/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$13,704/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,209
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,402
−HK$196/mo
Today · 4.125%
HK$6,598
baseline
▲ 0.50% · 4.625%
HK$6,999
+HK$401/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,196/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,907
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,092
−HK$188/mo
Today · 4.125%
HK$7,280
baseline
▲ 0.50% · 4.625%
HK$7,664
+HK$384/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,560/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,574
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,778
−HK$208/mo
Today · 4.125%
HK$6,986
baseline
▲ 0.50% · 4.625%
HK$7,411
+HK$425/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,972/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,313
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,510
−HK$198/mo
Today · 4.125%
HK$7,708
baseline
▲ 0.50% · 4.625%
HK$8,115
+HK$407/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,416/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).