▼ 0.50% · 3.625%
HK$3,555
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,666
−HK$112/mo
Today · 4.125%
HK$3,778
baseline
▲ 0.50% · 4.625%
HK$4,008
+HK$230/mo
Deposit HK$780K · loan HK$780K · min. income ≈ HK$7,556/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,955
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,061
−HK$108/mo
Today · 4.125%
HK$4,169
baseline
▲ 0.50% · 4.625%
HK$4,388
+HK$219/mo
Deposit HK$780K · loan HK$780K · min. income ≈ HK$8,338/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,911
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,032
−HK$124/mo
Today · 4.125%
HK$4,156
baseline
▲ 0.50% · 4.625%
HK$4,409
+HK$253/mo
Deposit HK$702K · loan HK$858K · min. income ≈ HK$8,312/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,351
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,467
−HK$119/mo
Today · 4.125%
HK$4,586
baseline
▲ 0.50% · 4.625%
HK$4,827
+HK$241/mo
Deposit HK$702K · loan HK$858K · min. income ≈ HK$9,172/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,266
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,399
−HK$135/mo
Today · 4.125%
HK$4,534
baseline
▲ 0.50% · 4.625%
HK$4,810
+HK$276/mo
Deposit HK$624K · loan HK$935K · min. income ≈ HK$9,068/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,746
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,873
−HK$130/mo
Today · 4.125%
HK$5,003
baseline
▲ 0.50% · 4.625%
HK$5,266
+HK$263/mo
Deposit HK$624K · loan HK$935K · min. income ≈ HK$10,006/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,622
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,765
−HK$147/mo
Today · 4.125%
HK$4,912
baseline
▲ 0.50% · 4.625%
HK$5,210
+HK$298/mo
Deposit HK$546K · loan HK$1.01M · min. income ≈ HK$9,824/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,142
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,279
−HK$140/mo
Today · 4.125%
HK$5,419
baseline
▲ 0.50% · 4.625%
HK$5,705
+HK$286/mo
Deposit HK$546K · loan HK$1.01M · min. income ≈ HK$10,838/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,977
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,132
−HK$157/mo
Today · 4.125%
HK$5,289
baseline
▲ 0.50% · 4.625%
HK$5,611
+HK$322/mo
Deposit HK$468K · loan HK$1.09M · min. income ≈ HK$10,578/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,537
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,686
−HK$150/mo
Today · 4.125%
HK$5,836
baseline
▲ 0.50% · 4.625%
HK$6,144
+HK$308/mo
Deposit HK$468K · loan HK$1.09M · min. income ≈ HK$11,672/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,333
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,499
−HK$168/mo
Today · 4.125%
HK$5,667
baseline
▲ 0.50% · 4.625%
HK$6,012
+HK$345/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$11,334/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,933
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,092
−HK$161/mo
Today · 4.125%
HK$6,253
baseline
▲ 0.50% · 4.625%
HK$6,583
+HK$330/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$12,506/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,688
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,865
−HK$180/mo
Today · 4.125%
HK$6,045
baseline
▲ 0.50% · 4.625%
HK$6,413
+HK$368/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$12,090/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,328
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,498
−HK$172/mo
Today · 4.125%
HK$6,670
baseline
▲ 0.50% · 4.625%
HK$7,022
+HK$352/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$13,340/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,044
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,232
−HK$191/mo
Today · 4.125%
HK$6,423
baseline
▲ 0.50% · 4.625%
HK$6,814
+HK$391/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$12,846/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,724
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,904
−HK$183/mo
Today · 4.125%
HK$7,087
baseline
▲ 0.50% · 4.625%
HK$7,460
+HK$373/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$14,174/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,399
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,598
−HK$203/mo
Today · 4.125%
HK$6,801
baseline
▲ 0.50% · 4.625%
HK$7,214
+HK$413/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,602/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,119
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,310
−HK$194/mo
Today · 4.125%
HK$7,504
baseline
▲ 0.50% · 4.625%
HK$7,899
+HK$395/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$15,008/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).