▼ 0.50% · 3.625%
HK$3,224
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,324
−HK$102/mo
Today · 4.125%
HK$3,426
baseline
▲ 0.50% · 4.625%
HK$3,635
+HK$209/mo
Deposit HK$707K · loan HK$707K · min. income ≈ HK$6,852/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,587
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,683
−HK$98/mo
Today · 4.125%
HK$3,781
baseline
▲ 0.50% · 4.625%
HK$3,980
+HK$199/mo
Deposit HK$707K · loan HK$707K · min. income ≈ HK$7,562/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,547
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,657
−HK$112/mo
Today · 4.125%
HK$3,769
baseline
▲ 0.50% · 4.625%
HK$3,998
+HK$229/mo
Deposit HK$636K · loan HK$778K · min. income ≈ HK$7,538/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,946
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$108/mo
Today · 4.125%
HK$4,159
baseline
▲ 0.50% · 4.625%
HK$4,378
+HK$219/mo
Deposit HK$636K · loan HK$778K · min. income ≈ HK$8,318/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,869
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,989
−HK$123/mo
Today · 4.125%
HK$4,112
baseline
▲ 0.50% · 4.625%
HK$4,362
+HK$250/mo
Deposit HK$566K · loan HK$848K · min. income ≈ HK$8,224/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,304
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,420
−HK$117/mo
Today · 4.125%
HK$4,537
baseline
▲ 0.50% · 4.625%
HK$4,776
+HK$239/mo
Deposit HK$566K · loan HK$848K · min. income ≈ HK$9,074/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,191
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,322
−HK$132/mo
Today · 4.125%
HK$4,454
baseline
▲ 0.50% · 4.625%
HK$4,725
+HK$271/mo
Deposit HK$495K · loan HK$919K · min. income ≈ HK$8,908/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,663
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,788
−HK$127/mo
Today · 4.125%
HK$4,915
baseline
▲ 0.50% · 4.625%
HK$5,174
+HK$259/mo
Deposit HK$495K · loan HK$919K · min. income ≈ HK$9,830/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,514
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,654
−HK$143/mo
Today · 4.125%
HK$4,797
baseline
▲ 0.50% · 4.625%
HK$5,089
+HK$292/mo
Deposit HK$424K · loan HK$990K · min. income ≈ HK$9,594/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,022
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,156
−HK$137/mo
Today · 4.125%
HK$5,293
baseline
▲ 0.50% · 4.625%
HK$5,572
+HK$279/mo
Deposit HK$424K · loan HK$990K · min. income ≈ HK$10,586/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,836
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,987
−HK$153/mo
Today · 4.125%
HK$5,140
baseline
▲ 0.50% · 4.625%
HK$5,452
+HK$312/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$10,280/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,380
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,525
−HK$146/mo
Today · 4.125%
HK$5,671
baseline
▲ 0.50% · 4.625%
HK$5,970
+HK$299/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$11,342/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,159
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,319
−HK$163/mo
Today · 4.125%
HK$5,482
baseline
▲ 0.50% · 4.625%
HK$5,816
+HK$334/mo
Deposit HK$283K · loan HK$1.13M · min. income ≈ HK$10,964/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,739
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,893
−HK$156/mo
Today · 4.125%
HK$6,049
baseline
▲ 0.50% · 4.625%
HK$6,368
+HK$319/mo
Deposit HK$283K · loan HK$1.13M · min. income ≈ HK$12,098/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,481
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,652
−HK$173/mo
Today · 4.125%
HK$5,825
baseline
▲ 0.50% · 4.625%
HK$6,179
+HK$354/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$11,650/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,098
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,261
−HK$166/mo
Today · 4.125%
HK$6,427
baseline
▲ 0.50% · 4.625%
HK$6,766
+HK$339/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$12,854/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,804
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,984
−HK$183/mo
Today · 4.125%
HK$6,167
baseline
▲ 0.50% · 4.625%
HK$6,543
+HK$376/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,334/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,456
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,629
−HK$176/mo
Today · 4.125%
HK$6,805
baseline
▲ 0.50% · 4.625%
HK$7,164
+HK$359/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,610/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).