▼ 0.50% · 3.625%
HK$15,296
−HK$959/mo
▼ 0.25% · 3.875%
HK$15,772
−HK$483/mo
Today · 4.125%
HK$16,255
baseline
▲ 0.50% · 4.625%
HK$17,244
+HK$989/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,510/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,017
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,473
−HK$463/mo
Today · 4.125%
HK$17,936
baseline
▲ 0.50% · 4.625%
HK$18,881
+HK$945/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,872/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,826
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,349
−HK$532/mo
Today · 4.125%
HK$17,881
baseline
▲ 0.50% · 4.625%
HK$18,969
+HK$1,088/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$35,762/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,718
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,220
−HK$510/mo
Today · 4.125%
HK$19,730
baseline
▲ 0.50% · 4.625%
HK$20,770
+HK$1,040/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$39,460/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,355
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,926
−HK$580/mo
Today · 4.125%
HK$19,506
baseline
▲ 0.50% · 4.625%
HK$20,693
+HK$1,187/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$39,012/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,420
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,968
−HK$555/mo
Today · 4.125%
HK$21,523
baseline
▲ 0.50% · 4.625%
HK$22,658
+HK$1,135/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$43,046/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,885
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,503
−HK$629/mo
Today · 4.125%
HK$21,132
baseline
▲ 0.50% · 4.625%
HK$22,418
+HK$1,286/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$42,264/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,122
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,715
−HK$602/mo
Today · 4.125%
HK$23,317
baseline
▲ 0.50% · 4.625%
HK$24,546
+HK$1,229/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$46,634/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,414
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,081
−HK$676/mo
Today · 4.125%
HK$22,757
baseline
▲ 0.50% · 4.625%
HK$24,142
+HK$1,385/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$45,514/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,823
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,462
−HK$648/mo
Today · 4.125%
HK$25,110
baseline
▲ 0.50% · 4.625%
HK$26,434
+HK$1,324/mo
Deposit HK$2.01M · loan HK$4.70M · min. income ≈ HK$50,220/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,944
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,658
−HK$725/mo
Today · 4.125%
HK$24,383
baseline
▲ 0.50% · 4.625%
HK$25,866
+HK$1,483/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$48,766/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,525
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,210
−HK$694/mo
Today · 4.125%
HK$26,904
baseline
▲ 0.50% · 4.625%
HK$28,322
+HK$1,418/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$53,808/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,474
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,235
−HK$773/mo
Today · 4.125%
HK$26,008
baseline
▲ 0.50% · 4.625%
HK$27,591
+HK$1,583/mo
Deposit HK$1.34M · loan HK$5.37M · min. income ≈ HK$52,016/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,227
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,957
−HK$741/mo
Today · 4.125%
HK$28,698
baseline
▲ 0.50% · 4.625%
HK$30,210
+HK$1,512/mo
Deposit HK$1.34M · loan HK$5.37M · min. income ≈ HK$57,396/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,003
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,812
−HK$822/mo
Today · 4.125%
HK$27,634
baseline
▲ 0.50% · 4.625%
HK$29,315
+HK$1,681/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$55,268/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,928
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,704
−HK$787/mo
Today · 4.125%
HK$30,491
baseline
▲ 0.50% · 4.625%
HK$32,098
+HK$1,607/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$60,982/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,533
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,389
−HK$870/mo
Today · 4.125%
HK$29,259
baseline
▲ 0.50% · 4.625%
HK$31,040
+HK$1,781/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$58,518/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,630
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,451
−HK$834/mo
Today · 4.125%
HK$32,285
baseline
▲ 0.50% · 4.625%
HK$33,987
+HK$1,702/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$64,570/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$201,241 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).