▼ 0.50% · 3.625%
HK$18,710
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,292
−HK$591/mo
Today · 4.125%
HK$19,883
baseline
▲ 0.50% · 4.625%
HK$21,093
+HK$1,210/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,766/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,814
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,373
−HK$566/mo
Today · 4.125%
HK$21,939
baseline
▲ 0.50% · 4.625%
HK$23,095
+HK$1,156/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,878/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,581
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,221
−HK$650/mo
Today · 4.125%
HK$21,871
baseline
▲ 0.50% · 4.625%
HK$23,202
+HK$1,331/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,742/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,896
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,510
−HK$623/mo
Today · 4.125%
HK$24,133
baseline
▲ 0.50% · 4.625%
HK$25,405
+HK$1,272/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,266/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,452
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,150
−HK$710/mo
Today · 4.125%
HK$23,860
baseline
▲ 0.50% · 4.625%
HK$25,311
+HK$1,451/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,720/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,977
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,647
−HK$680/mo
Today · 4.125%
HK$26,327
baseline
▲ 0.50% · 4.625%
HK$27,715
+HK$1,388/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,654/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,323
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,079
−HK$769/mo
Today · 4.125%
HK$25,848
baseline
▲ 0.50% · 4.625%
HK$27,421
+HK$1,573/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,696/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,059
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,785
−HK$736/mo
Today · 4.125%
HK$28,521
baseline
▲ 0.50% · 4.625%
HK$30,024
+HK$1,503/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$57,042/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,194
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,009
−HK$827/mo
Today · 4.125%
HK$27,836
baseline
▲ 0.50% · 4.625%
HK$29,530
+HK$1,694/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$55,672/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,140
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,922
−HK$793/mo
Today · 4.125%
HK$30,715
baseline
▲ 0.50% · 4.625%
HK$32,334
+HK$1,619/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$61,430/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,065
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,938
−HK$887/mo
Today · 4.125%
HK$29,825
baseline
▲ 0.50% · 4.625%
HK$31,639
+HK$1,814/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$59,650/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,222
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,059
−HK$850/mo
Today · 4.125%
HK$32,909
baseline
▲ 0.50% · 4.625%
HK$34,643
+HK$1,734/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$65,818/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,936
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,867
−HK$946/mo
Today · 4.125%
HK$31,813
baseline
▲ 0.50% · 4.625%
HK$33,749
+HK$1,936/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$63,626/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,303
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,196
−HK$906/mo
Today · 4.125%
HK$35,102
baseline
▲ 0.50% · 4.625%
HK$36,953
+HK$1,851/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$70,204/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,807
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,796
−HK$1,005/mo
Today · 4.125%
HK$33,801
baseline
▲ 0.50% · 4.625%
HK$35,858
+HK$2,057/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$67,602/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,385
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,334
−HK$962/mo
Today · 4.125%
HK$37,296
baseline
▲ 0.50% · 4.625%
HK$39,262
+HK$1,966/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$74,592/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,678
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,725
−HK$1,065/mo
Today · 4.125%
HK$35,790
baseline
▲ 0.50% · 4.625%
HK$37,967
+HK$2,177/mo
Deposit HK$821K · loan HK$7.38M · min. income ≈ HK$71,580/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,466
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,471
−HK$1,019/mo
Today · 4.125%
HK$39,490
baseline
▲ 0.50% · 4.625%
HK$41,572
+HK$2,082/mo
Deposit HK$821K · loan HK$7.38M · min. income ≈ HK$78,980/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,154 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).