▼ 0.50% · 3.625%
HK$18,410
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,983
−HK$582/mo
Today · 4.125%
HK$19,565
baseline
▲ 0.50% · 4.625%
HK$20,755
+HK$1,190/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,130/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,481
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,031
−HK$557/mo
Today · 4.125%
HK$21,588
baseline
▲ 0.50% · 4.625%
HK$22,726
+HK$1,138/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,176/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,251
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,881
−HK$640/mo
Today · 4.125%
HK$21,521
baseline
▲ 0.50% · 4.625%
HK$22,831
+HK$1,310/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,042/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,529
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,134
−HK$613/mo
Today · 4.125%
HK$23,747
baseline
▲ 0.50% · 4.625%
HK$24,998
+HK$1,251/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,494/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,092
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,780
−HK$698/mo
Today · 4.125%
HK$23,478
baseline
▲ 0.50% · 4.625%
HK$24,906
+HK$1,428/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,956/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,578
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,237
−HK$668/mo
Today · 4.125%
HK$25,905
baseline
▲ 0.50% · 4.625%
HK$27,271
+HK$1,366/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,810/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,933
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,678
−HK$756/mo
Today · 4.125%
HK$25,434
baseline
▲ 0.50% · 4.625%
HK$26,982
+HK$1,548/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,868/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,626
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,340
−HK$724/mo
Today · 4.125%
HK$28,064
baseline
▲ 0.50% · 4.625%
HK$29,543
+HK$1,479/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,128/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,774
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,576
−HK$815/mo
Today · 4.125%
HK$27,391
baseline
▲ 0.50% · 4.625%
HK$29,057
+HK$1,666/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,782/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,674
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,443
−HK$780/mo
Today · 4.125%
HK$30,223
baseline
▲ 0.50% · 4.625%
HK$31,816
+HK$1,593/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,446/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,615
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,474
−HK$873/mo
Today · 4.125%
HK$29,347
baseline
▲ 0.50% · 4.625%
HK$31,133
+HK$1,786/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,694/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,722
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,546
−HK$836/mo
Today · 4.125%
HK$32,382
baseline
▲ 0.50% · 4.625%
HK$34,089
+HK$1,707/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,764/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,457
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,373
−HK$931/mo
Today · 4.125%
HK$31,304
baseline
▲ 0.50% · 4.625%
HK$33,208
+HK$1,904/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$62,608/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,770
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,649
−HK$892/mo
Today · 4.125%
HK$34,541
baseline
▲ 0.50% · 4.625%
HK$36,361
+HK$1,820/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$69,082/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,298
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,271
−HK$989/mo
Today · 4.125%
HK$33,260
baseline
▲ 0.50% · 4.625%
HK$35,284
+HK$2,024/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,520/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,818
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,752
−HK$947/mo
Today · 4.125%
HK$36,699
baseline
▲ 0.50% · 4.625%
HK$38,634
+HK$1,935/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,398/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,139
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,169
−HK$1,048/mo
Today · 4.125%
HK$35,217
baseline
▲ 0.50% · 4.625%
HK$37,360
+HK$2,143/mo
Deposit HK$807K · loan HK$7.27M · min. income ≈ HK$70,434/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,866
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,855
−HK$1,003/mo
Today · 4.125%
HK$38,858
baseline
▲ 0.50% · 4.625%
HK$40,906
+HK$2,048/mo
Deposit HK$807K · loan HK$7.27M · min. income ≈ HK$77,716/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,214 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).