▼ 0.50% · 3.625%
HK$18,558
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,136
−HK$586/mo
Today · 4.125%
HK$19,722
baseline
▲ 0.50% · 4.625%
HK$20,922
+HK$1,200/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,444/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,646
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,200
−HK$562/mo
Today · 4.125%
HK$21,762
baseline
▲ 0.50% · 4.625%
HK$22,909
+HK$1,147/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,524/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,414
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,049
−HK$646/mo
Today · 4.125%
HK$21,695
baseline
▲ 0.50% · 4.625%
HK$23,015
+HK$1,320/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$43,390/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,711
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,320
−HK$618/mo
Today · 4.125%
HK$23,938
baseline
▲ 0.50% · 4.625%
HK$25,200
+HK$1,262/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$47,876/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,270
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,963
−HK$704/mo
Today · 4.125%
HK$23,667
baseline
▲ 0.50% · 4.625%
HK$25,107
+HK$1,440/mo
Deposit HK$3.26M · loan HK$4.88M · min. income ≈ HK$47,334/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,775
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,440
−HK$674/mo
Today · 4.125%
HK$26,114
baseline
▲ 0.50% · 4.625%
HK$27,490
+HK$1,376/mo
Deposit HK$3.26M · loan HK$4.88M · min. income ≈ HK$52,228/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,126
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,877
−HK$762/mo
Today · 4.125%
HK$25,639
baseline
▲ 0.50% · 4.625%
HK$27,199
+HK$1,560/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,278/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,840
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,560
−HK$730/mo
Today · 4.125%
HK$28,290
baseline
▲ 0.50% · 4.625%
HK$29,781
+HK$1,491/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,580/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,982
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,790
−HK$821/mo
Today · 4.125%
HK$27,611
baseline
▲ 0.50% · 4.625%
HK$29,291
+HK$1,680/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,222/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,905
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,680
−HK$786/mo
Today · 4.125%
HK$30,466
baseline
▲ 0.50% · 4.625%
HK$32,072
+HK$1,606/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,932/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,838
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,704
−HK$879/mo
Today · 4.125%
HK$29,583
baseline
▲ 0.50% · 4.625%
HK$31,383
+HK$1,800/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,166/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,969
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,800
−HK$842/mo
Today · 4.125%
HK$32,642
baseline
▲ 0.50% · 4.625%
HK$34,363
+HK$1,721/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,284/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,694
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,617
−HK$939/mo
Today · 4.125%
HK$31,556
baseline
▲ 0.50% · 4.625%
HK$33,476
+HK$1,920/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,112/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,034
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,920
−HK$899/mo
Today · 4.125%
HK$34,819
baseline
▲ 0.50% · 4.625%
HK$36,654
+HK$1,835/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,638/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,549
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,531
−HK$997/mo
Today · 4.125%
HK$33,528
baseline
▲ 0.50% · 4.625%
HK$35,568
+HK$2,040/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,056/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,098
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,040
−HK$955/mo
Today · 4.125%
HK$36,995
baseline
▲ 0.50% · 4.625%
HK$38,945
+HK$1,950/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$73,990/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,405
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,444
−HK$1,056/mo
Today · 4.125%
HK$35,500
baseline
▲ 0.50% · 4.625%
HK$37,660
+HK$2,160/mo
Deposit HK$814K · loan HK$7.32M · min. income ≈ HK$71,000/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,163
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,160
−HK$1,011/mo
Today · 4.125%
HK$39,171
baseline
▲ 0.50% · 4.625%
HK$41,236
+HK$2,065/mo
Deposit HK$814K · loan HK$7.32M · min. income ≈ HK$78,342/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,164 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).