▼ 0.50% · 3.625%
HK$21,766
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,443
−HK$688/mo
Today · 4.125%
HK$23,131
baseline
▲ 0.50% · 4.625%
HK$24,539
+HK$1,408/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,262/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,215
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,864
−HK$659/mo
Today · 4.125%
HK$25,523
baseline
▲ 0.50% · 4.625%
HK$26,868
+HK$1,345/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,046/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,943
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,688
−HK$756/mo
Today · 4.125%
HK$25,444
baseline
▲ 0.50% · 4.625%
HK$26,993
+HK$1,549/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,888/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,636
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,351
−HK$724/mo
Today · 4.125%
HK$28,075
baseline
▲ 0.50% · 4.625%
HK$29,555
+HK$1,480/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,150/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,120
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,932
−HK$826/mo
Today · 4.125%
HK$27,758
baseline
▲ 0.50% · 4.625%
HK$29,447
+HK$1,689/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,516/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,058
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,837
−HK$791/mo
Today · 4.125%
HK$30,628
baseline
▲ 0.50% · 4.625%
HK$32,242
+HK$1,614/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,256/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,296
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,176
−HK$895/mo
Today · 4.125%
HK$30,071
baseline
▲ 0.50% · 4.625%
HK$31,900
+HK$1,829/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,142/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,479
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,324
−HK$856/mo
Today · 4.125%
HK$33,180
baseline
▲ 0.50% · 4.625%
HK$34,929
+HK$1,749/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,360/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,473
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,421
−HK$963/mo
Today · 4.125%
HK$32,384
baseline
▲ 0.50% · 4.625%
HK$34,354
+HK$1,970/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,768/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,901
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,810
−HK$922/mo
Today · 4.125%
HK$35,732
baseline
▲ 0.50% · 4.625%
HK$37,616
+HK$1,884/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,464/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,650
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,665
−HK$1,032/mo
Today · 4.125%
HK$34,697
baseline
▲ 0.50% · 4.625%
HK$36,808
+HK$2,111/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,394/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,322
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,296
−HK$989/mo
Today · 4.125%
HK$38,285
baseline
▲ 0.50% · 4.625%
HK$40,303
+HK$2,018/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,570/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,826
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,909
−HK$1,101/mo
Today · 4.125%
HK$37,010
baseline
▲ 0.50% · 4.625%
HK$39,262
+HK$2,252/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,020/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,744
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,783
−HK$1,054/mo
Today · 4.125%
HK$40,837
baseline
▲ 0.50% · 4.625%
HK$42,990
+HK$2,153/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,674/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,003
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,154
−HK$1,169/mo
Today · 4.125%
HK$39,323
baseline
▲ 0.50% · 4.625%
HK$41,716
+HK$2,393/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,646/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,165
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,269
−HK$1,120/mo
Today · 4.125%
HK$43,389
baseline
▲ 0.50% · 4.625%
HK$45,676
+HK$2,287/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,778/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,179
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,398
−HK$1,238/mo
Today · 4.125%
HK$41,636
baseline
▲ 0.50% · 4.625%
HK$44,170
+HK$2,534/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$83,272/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,587
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,756
−HK$1,186/mo
Today · 4.125%
HK$45,942
baseline
▲ 0.50% · 4.625%
HK$48,363
+HK$2,421/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$91,884/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,558 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).