▼ 0.50% · 3.625%
HK$18,588
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,167
−HK$587/mo
Today · 4.125%
HK$19,754
baseline
▲ 0.50% · 4.625%
HK$20,956
+HK$1,202/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,508/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,679
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,234
−HK$563/mo
Today · 4.125%
HK$21,797
baseline
▲ 0.50% · 4.625%
HK$22,946
+HK$1,149/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,594/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,447
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,083
−HK$646/mo
Today · 4.125%
HK$21,729
baseline
▲ 0.50% · 4.625%
HK$23,052
+HK$1,323/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$43,458/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,747
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,357
−HK$619/mo
Today · 4.125%
HK$23,976
baseline
▲ 0.50% · 4.625%
HK$25,240
+HK$1,264/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$47,952/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,306
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,000
−HK$705/mo
Today · 4.125%
HK$23,705
baseline
▲ 0.50% · 4.625%
HK$25,147
+HK$1,442/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,410/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,815
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,481
−HK$675/mo
Today · 4.125%
HK$26,156
baseline
▲ 0.50% · 4.625%
HK$27,535
+HK$1,379/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,312/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,165
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,917
−HK$763/mo
Today · 4.125%
HK$25,680
baseline
▲ 0.50% · 4.625%
HK$27,243
+HK$1,563/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$51,360/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,883
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,604
−HK$732/mo
Today · 4.125%
HK$28,336
baseline
▲ 0.50% · 4.625%
HK$29,829
+HK$1,493/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$56,672/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,024
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,833
−HK$823/mo
Today · 4.125%
HK$27,656
baseline
▲ 0.50% · 4.625%
HK$29,338
+HK$1,682/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,312/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,951
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,728
−HK$787/mo
Today · 4.125%
HK$30,515
baseline
▲ 0.50% · 4.625%
HK$32,124
+HK$1,609/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,030/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,883
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,750
−HK$881/mo
Today · 4.125%
HK$29,631
baseline
▲ 0.50% · 4.625%
HK$31,434
+HK$1,803/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,262/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,019
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,851
−HK$844/mo
Today · 4.125%
HK$32,695
baseline
▲ 0.50% · 4.625%
HK$34,418
+HK$1,723/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,390/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,741
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,666
−HK$940/mo
Today · 4.125%
HK$31,606
baseline
▲ 0.50% · 4.625%
HK$33,530
+HK$1,924/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,212/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,087
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,974
−HK$901/mo
Today · 4.125%
HK$34,875
baseline
▲ 0.50% · 4.625%
HK$36,713
+HK$1,838/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,750/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,600
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,583
−HK$999/mo
Today · 4.125%
HK$33,582
baseline
▲ 0.50% · 4.625%
HK$35,625
+HK$2,043/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,164/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,155
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,098
−HK$956/mo
Today · 4.125%
HK$37,054
baseline
▲ 0.50% · 4.625%
HK$39,007
+HK$1,953/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,108/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,459
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,500
−HK$1,057/mo
Today · 4.125%
HK$35,557
baseline
▲ 0.50% · 4.625%
HK$37,721
+HK$2,164/mo
Deposit HK$815K · loan HK$7.34M · min. income ≈ HK$71,114/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,223
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,221
−HK$1,013/mo
Today · 4.125%
HK$39,234
baseline
▲ 0.50% · 4.625%
HK$41,302
+HK$2,068/mo
Deposit HK$815K · loan HK$7.34M · min. income ≈ HK$78,468/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,556 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).