▼ 0.50% · 3.625%
HK$18,719
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,301
−HK$592/mo
Today · 4.125%
HK$19,893
baseline
▲ 0.50% · 4.625%
HK$21,103
+HK$1,210/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,786/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,824
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,383
−HK$567/mo
Today · 4.125%
HK$21,950
baseline
▲ 0.50% · 4.625%
HK$23,107
+HK$1,157/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,900/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,591
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,231
−HK$651/mo
Today · 4.125%
HK$21,882
baseline
▲ 0.50% · 4.625%
HK$23,213
+HK$1,331/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,764/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,907
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,521
−HK$624/mo
Today · 4.125%
HK$24,145
baseline
▲ 0.50% · 4.625%
HK$25,417
+HK$1,272/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,290/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,463
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,161
−HK$710/mo
Today · 4.125%
HK$23,871
baseline
▲ 0.50% · 4.625%
HK$25,324
+HK$1,453/mo
Deposit HK$3.28M · loan HK$4.93M · min. income ≈ HK$47,742/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,989
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,660
−HK$679/mo
Today · 4.125%
HK$26,339
baseline
▲ 0.50% · 4.625%
HK$27,728
+HK$1,389/mo
Deposit HK$3.28M · loan HK$4.93M · min. income ≈ HK$52,678/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,334
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,091
−HK$769/mo
Today · 4.125%
HK$25,860
baseline
▲ 0.50% · 4.625%
HK$27,434
+HK$1,574/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$51,720/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,072
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,798
−HK$736/mo
Today · 4.125%
HK$28,534
baseline
▲ 0.50% · 4.625%
HK$30,039
+HK$1,505/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$57,068/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,206
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,021
−HK$829/mo
Today · 4.125%
HK$27,850
baseline
▲ 0.50% · 4.625%
HK$29,544
+HK$1,694/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,700/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,154
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,936
−HK$793/mo
Today · 4.125%
HK$30,729
baseline
▲ 0.50% · 4.625%
HK$32,349
+HK$1,620/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,458/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,078
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,952
−HK$887/mo
Today · 4.125%
HK$29,839
baseline
▲ 0.50% · 4.625%
HK$31,655
+HK$1,816/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,678/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,237
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,074
−HK$850/mo
Today · 4.125%
HK$32,924
baseline
▲ 0.50% · 4.625%
HK$34,660
+HK$1,736/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,848/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,950
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,882
−HK$946/mo
Today · 4.125%
HK$31,828
baseline
▲ 0.50% · 4.625%
HK$33,765
+HK$1,937/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,656/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,319
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,213
−HK$906/mo
Today · 4.125%
HK$35,119
baseline
▲ 0.50% · 4.625%
HK$36,970
+HK$1,851/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,238/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,822
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,812
−HK$1,005/mo
Today · 4.125%
HK$33,817
baseline
▲ 0.50% · 4.625%
HK$35,875
+HK$2,058/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,634/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,402
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,351
−HK$963/mo
Today · 4.125%
HK$37,314
baseline
▲ 0.50% · 4.625%
HK$39,281
+HK$1,967/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,628/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,694
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,742
−HK$1,065/mo
Today · 4.125%
HK$35,807
baseline
▲ 0.50% · 4.625%
HK$37,986
+HK$2,179/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$71,614/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,484
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,489
−HK$1,020/mo
Today · 4.125%
HK$39,509
baseline
▲ 0.50% · 4.625%
HK$41,592
+HK$2,083/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$79,018/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,273 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).