▼ 0.50% · 3.625%
HK$21,997
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,681
−HK$695/mo
Today · 4.125%
HK$23,376
baseline
▲ 0.50% · 4.625%
HK$24,799
+HK$1,423/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,752/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,471
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,128
−HK$665/mo
Today · 4.125%
HK$25,793
baseline
▲ 0.50% · 4.625%
HK$27,153
+HK$1,360/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,586/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,197
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,949
−HK$765/mo
Today · 4.125%
HK$25,714
baseline
▲ 0.50% · 4.625%
HK$27,279
+HK$1,565/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$51,428/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,918
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,640
−HK$733/mo
Today · 4.125%
HK$28,373
baseline
▲ 0.50% · 4.625%
HK$29,868
+HK$1,495/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$56,746/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,396
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,217
−HK$835/mo
Today · 4.125%
HK$28,052
baseline
▲ 0.50% · 4.625%
HK$29,758
+HK$1,706/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,104/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,366
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,153
−HK$799/mo
Today · 4.125%
HK$30,952
baseline
▲ 0.50% · 4.625%
HK$32,584
+HK$1,632/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,904/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,596
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,486
−HK$903/mo
Today · 4.125%
HK$30,389
baseline
▲ 0.50% · 4.625%
HK$32,238
+HK$1,849/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$60,778/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,813
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,666
−HK$866/mo
Today · 4.125%
HK$33,532
baseline
▲ 0.50% · 4.625%
HK$35,299
+HK$1,767/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$67,064/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,796
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,754
−HK$973/mo
Today · 4.125%
HK$32,727
baseline
▲ 0.50% · 4.625%
HK$34,718
+HK$1,991/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,454/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,260
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,179
−HK$932/mo
Today · 4.125%
HK$36,111
baseline
▲ 0.50% · 4.625%
HK$38,014
+HK$1,903/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,222/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,995
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,022
−HK$1,042/mo
Today · 4.125%
HK$35,064
baseline
▲ 0.50% · 4.625%
HK$37,198
+HK$2,134/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$70,128/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,707
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,692
−HK$998/mo
Today · 4.125%
HK$38,690
baseline
▲ 0.50% · 4.625%
HK$40,730
+HK$2,040/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$77,380/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,195
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,290
−HK$1,112/mo
Today · 4.125%
HK$37,402
baseline
▲ 0.50% · 4.625%
HK$39,678
+HK$2,276/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,804/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,154
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,204
−HK$1,066/mo
Today · 4.125%
HK$41,270
baseline
▲ 0.50% · 4.625%
HK$43,445
+HK$2,175/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,540/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,395
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,558
−HK$1,182/mo
Today · 4.125%
HK$39,740
baseline
▲ 0.50% · 4.625%
HK$42,158
+HK$2,418/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$79,480/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,601
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,717
−HK$1,132/mo
Today · 4.125%
HK$43,849
baseline
▲ 0.50% · 4.625%
HK$46,160
+HK$2,311/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$87,698/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,594
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,826
−HK$1,251/mo
Today · 4.125%
HK$42,077
baseline
▲ 0.50% · 4.625%
HK$44,638
+HK$2,561/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$84,154/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,048
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,230
−HK$1,198/mo
Today · 4.125%
HK$46,428
baseline
▲ 0.50% · 4.625%
HK$48,876
+HK$2,448/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$92,856/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,669 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).