▼ 0.50% · 3.625%
HK$4,100
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,227
−HK$130/mo
Today · 4.125%
HK$4,357
baseline
▲ 0.50% · 4.625%
HK$4,622
+HK$265/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$8,714/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,561
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,683
−HK$124/mo
Today · 4.125%
HK$4,807
baseline
▲ 0.50% · 4.625%
HK$5,061
+HK$254/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$9,614/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,510
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,650
−HK$142/mo
Today · 4.125%
HK$4,792
baseline
▲ 0.50% · 4.625%
HK$5,084
+HK$292/mo
Deposit HK$809K · loan HK$989K · min. income ≈ HK$9,584/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,017
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,151
−HK$137/mo
Today · 4.125%
HK$5,288
baseline
▲ 0.50% · 4.625%
HK$5,567
+HK$279/mo
Deposit HK$809K · loan HK$989K · min. income ≈ HK$10,576/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,919
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,073
−HK$155/mo
Today · 4.125%
HK$5,228
baseline
▲ 0.50% · 4.625%
HK$5,546
+HK$318/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$10,456/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,473
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,620
−HK$149/mo
Today · 4.125%
HK$5,769
baseline
▲ 0.50% · 4.625%
HK$6,073
+HK$304/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$11,538/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,329
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,495
−HK$169/mo
Today · 4.125%
HK$5,664
baseline
▲ 0.50% · 4.625%
HK$6,008
+HK$344/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$11,328/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,929
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,088
−HK$161/mo
Today · 4.125%
HK$6,249
baseline
▲ 0.50% · 4.625%
HK$6,579
+HK$330/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$12,498/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,739
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,918
−HK$181/mo
Today · 4.125%
HK$6,099
baseline
▲ 0.50% · 4.625%
HK$6,470
+HK$371/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$12,198/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,385
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,556
−HK$174/mo
Today · 4.125%
HK$6,730
baseline
▲ 0.50% · 4.625%
HK$7,085
+HK$355/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$13,460/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,149
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,341
−HK$194/mo
Today · 4.125%
HK$6,535
baseline
▲ 0.50% · 4.625%
HK$6,933
+HK$398/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$13,070/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,841
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,025
−HK$186/mo
Today · 4.125%
HK$7,211
baseline
▲ 0.50% · 4.625%
HK$7,591
+HK$380/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$14,422/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,559
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,763
−HK$208/mo
Today · 4.125%
HK$6,971
baseline
▲ 0.50% · 4.625%
HK$7,395
+HK$424/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$13,942/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,297
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,493
−HK$198/mo
Today · 4.125%
HK$7,691
baseline
▲ 0.50% · 4.625%
HK$8,097
+HK$406/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$15,382/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,969
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,186
−HK$220/mo
Today · 4.125%
HK$7,406
baseline
▲ 0.50% · 4.625%
HK$7,857
+HK$451/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,812/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,753
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,961
−HK$211/mo
Today · 4.125%
HK$8,172
baseline
▲ 0.50% · 4.625%
HK$8,603
+HK$431/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,344/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,379
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,609
−HK$233/mo
Today · 4.125%
HK$7,842
baseline
▲ 0.50% · 4.625%
HK$8,319
+HK$477/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,684/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,209
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,429
−HK$224/mo
Today · 4.125%
HK$8,653
baseline
▲ 0.50% · 4.625%
HK$9,109
+HK$456/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,306/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).