▼ 0.50% · 3.625%
HK$4,032
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,157
−HK$128/mo
Today · 4.125%
HK$4,285
baseline
▲ 0.50% · 4.625%
HK$4,545
+HK$260/mo
Deposit HK$884K · loan HK$884K · min. income ≈ HK$8,570/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,485
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,606
−HK$122/mo
Today · 4.125%
HK$4,728
baseline
▲ 0.50% · 4.625%
HK$4,977
+HK$249/mo
Deposit HK$884K · loan HK$884K · min. income ≈ HK$9,456/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,435
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,573
−HK$140/mo
Today · 4.125%
HK$4,713
baseline
▲ 0.50% · 4.625%
HK$5,000
+HK$287/mo
Deposit HK$796K · loan HK$972K · min. income ≈ HK$9,426/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,934
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,066
−HK$134/mo
Today · 4.125%
HK$5,200
baseline
▲ 0.50% · 4.625%
HK$5,475
+HK$275/mo
Deposit HK$796K · loan HK$972K · min. income ≈ HK$10,400/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,838
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,989
−HK$153/mo
Today · 4.125%
HK$5,142
baseline
▲ 0.50% · 4.625%
HK$5,454
+HK$312/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$10,284/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,382
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,527
−HK$146/mo
Today · 4.125%
HK$5,673
baseline
▲ 0.50% · 4.625%
HK$5,972
+HK$299/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$11,346/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,241
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,404
−HK$166/mo
Today · 4.125%
HK$5,570
baseline
▲ 0.50% · 4.625%
HK$5,909
+HK$339/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$11,140/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,831
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,987
−HK$159/mo
Today · 4.125%
HK$6,146
baseline
▲ 0.50% · 4.625%
HK$6,470
+HK$324/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$12,292/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,645
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,820
−HK$179/mo
Today · 4.125%
HK$5,999
baseline
▲ 0.50% · 4.625%
HK$6,364
+HK$365/mo
Deposit HK$530K · loan HK$1.24M · min. income ≈ HK$11,998/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,280
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,448
−HK$171/mo
Today · 4.125%
HK$6,619
baseline
▲ 0.50% · 4.625%
HK$6,968
+HK$349/mo
Deposit HK$530K · loan HK$1.24M · min. income ≈ HK$13,238/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,048
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,236
−HK$191/mo
Today · 4.125%
HK$6,427
baseline
▲ 0.50% · 4.625%
HK$6,818
+HK$391/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$12,854/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,728
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,909
−HK$183/mo
Today · 4.125%
HK$7,092
baseline
▲ 0.50% · 4.625%
HK$7,465
+HK$373/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$14,184/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,451
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,652
−HK$203/mo
Today · 4.125%
HK$6,855
baseline
▲ 0.50% · 4.625%
HK$7,273
+HK$418/mo
Deposit HK$354K · loan HK$1.41M · min. income ≈ HK$13,710/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,177
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,369
−HK$195/mo
Today · 4.125%
HK$7,564
baseline
▲ 0.50% · 4.625%
HK$7,963
+HK$399/mo
Deposit HK$354K · loan HK$1.41M · min. income ≈ HK$15,128/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,854
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,067
−HK$217/mo
Today · 4.125%
HK$7,284
baseline
▲ 0.50% · 4.625%
HK$7,727
+HK$443/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$14,568/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,625
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,830
−HK$207/mo
Today · 4.125%
HK$8,037
baseline
▲ 0.50% · 4.625%
HK$8,461
+HK$424/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$16,074/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,257
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,483
−HK$229/mo
Today · 4.125%
HK$7,712
baseline
▲ 0.50% · 4.625%
HK$8,182
+HK$470/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,424/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,074
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,290
−HK$220/mo
Today · 4.125%
HK$8,510
baseline
▲ 0.50% · 4.625%
HK$8,958
+HK$448/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,020/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).