▼ 0.50% · 3.625%
HK$4,416
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,553
−HK$140/mo
Today · 4.125%
HK$4,693
baseline
▲ 0.50% · 4.625%
HK$4,978
+HK$285/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$9,386/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,912
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,044
−HK$134/mo
Today · 4.125%
HK$5,178
baseline
▲ 0.50% · 4.625%
HK$5,451
+HK$273/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$10,356/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,857
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,008
−HK$154/mo
Today · 4.125%
HK$5,162
baseline
▲ 0.50% · 4.625%
HK$5,476
+HK$314/mo
Deposit HK$871K · loan HK$1.07M · min. income ≈ HK$10,324/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,404
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,549
−HK$147/mo
Today · 4.125%
HK$5,696
baseline
▲ 0.50% · 4.625%
HK$5,996
+HK$300/mo
Deposit HK$871K · loan HK$1.07M · min. income ≈ HK$11,392/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,299
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,464
−HK$167/mo
Today · 4.125%
HK$5,631
baseline
▲ 0.50% · 4.625%
HK$5,974
+HK$343/mo
Deposit HK$775K · loan HK$1.16M · min. income ≈ HK$11,262/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,895
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,053
−HK$160/mo
Today · 4.125%
HK$6,213
baseline
▲ 0.50% · 4.625%
HK$6,541
+HK$328/mo
Deposit HK$775K · loan HK$1.16M · min. income ≈ HK$12,426/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,740
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,919
−HK$181/mo
Today · 4.125%
HK$6,100
baseline
▲ 0.50% · 4.625%
HK$6,472
+HK$372/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$12,200/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,386
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,557
−HK$174/mo
Today · 4.125%
HK$6,731
baseline
▲ 0.50% · 4.625%
HK$7,086
+HK$355/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$13,462/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,182
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,374
−HK$196/mo
Today · 4.125%
HK$6,570
baseline
▲ 0.50% · 4.625%
HK$6,969
+HK$399/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$13,140/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,877
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,062
−HK$187/mo
Today · 4.125%
HK$7,249
baseline
▲ 0.50% · 4.625%
HK$7,631
+HK$382/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$14,498/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,624
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,830
−HK$209/mo
Today · 4.125%
HK$7,039
baseline
▲ 0.50% · 4.625%
HK$7,467
+HK$428/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$14,078/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,369
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,566
−HK$201/mo
Today · 4.125%
HK$7,767
baseline
▲ 0.50% · 4.625%
HK$8,176
+HK$409/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$15,534/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,065
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,285
−HK$223/mo
Today · 4.125%
HK$7,508
baseline
▲ 0.50% · 4.625%
HK$7,965
+HK$457/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$15,016/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,860
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,071
−HK$214/mo
Today · 4.125%
HK$8,285
baseline
▲ 0.50% · 4.625%
HK$8,721
+HK$436/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,570/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,507
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,740
−HK$237/mo
Today · 4.125%
HK$7,977
baseline
▲ 0.50% · 4.625%
HK$8,463
+HK$486/mo
Deposit HK$290K · loan HK$1.65M · min. income ≈ HK$15,954/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,351
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,575
−HK$227/mo
Today · 4.125%
HK$8,802
baseline
▲ 0.50% · 4.625%
HK$9,266
+HK$464/mo
Deposit HK$290K · loan HK$1.65M · min. income ≈ HK$17,604/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,948
−HK$499/mo
▼ 0.25% · 3.875%
HK$8,196
−HK$251/mo
Today · 4.125%
HK$8,447
baseline
▲ 0.50% · 4.625%
HK$8,961
+HK$514/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$16,894/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,842
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,080
−HK$240/mo
Today · 4.125%
HK$9,320
baseline
▲ 0.50% · 4.625%
HK$9,811
+HK$491/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$18,640/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).