▼ 0.50% · 3.625%
HK$3,911
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,033
−HK$123/mo
Today · 4.125%
HK$4,156
baseline
▲ 0.50% · 4.625%
HK$4,409
+HK$253/mo
Deposit HK$858K · loan HK$858K · min. income ≈ HK$8,312/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,351
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,468
−HK$118/mo
Today · 4.125%
HK$4,586
baseline
▲ 0.50% · 4.625%
HK$4,828
+HK$242/mo
Deposit HK$858K · loan HK$858K · min. income ≈ HK$9,172/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,302
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,436
−HK$136/mo
Today · 4.125%
HK$4,572
baseline
▲ 0.50% · 4.625%
HK$4,850
+HK$278/mo
Deposit HK$772K · loan HK$943K · min. income ≈ HK$9,144/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,786
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,915
−HK$130/mo
Today · 4.125%
HK$5,045
baseline
▲ 0.50% · 4.625%
HK$5,311
+HK$266/mo
Deposit HK$772K · loan HK$943K · min. income ≈ HK$10,090/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,693
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,839
−HK$149/mo
Today · 4.125%
HK$4,988
baseline
▲ 0.50% · 4.625%
HK$5,291
+HK$303/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$9,976/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,221
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,361
−HK$142/mo
Today · 4.125%
HK$5,503
baseline
▲ 0.50% · 4.625%
HK$5,794
+HK$291/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$11,006/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,085
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,243
−HK$160/mo
Today · 4.125%
HK$5,403
baseline
▲ 0.50% · 4.625%
HK$5,732
+HK$329/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$10,806/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,657
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,808
−HK$154/mo
Today · 4.125%
HK$5,962
baseline
▲ 0.50% · 4.625%
HK$6,276
+HK$314/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$11,924/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,476
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,646
−HK$173/mo
Today · 4.125%
HK$5,819
baseline
▲ 0.50% · 4.625%
HK$6,173
+HK$354/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$11,638/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,092
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,255
−HK$166/mo
Today · 4.125%
HK$6,421
baseline
▲ 0.50% · 4.625%
HK$6,759
+HK$338/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$12,842/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,867
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,049
−HK$186/mo
Today · 4.125%
HK$6,235
baseline
▲ 0.50% · 4.625%
HK$6,614
+HK$379/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$12,470/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,527
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,702
−HK$177/mo
Today · 4.125%
HK$6,879
baseline
▲ 0.50% · 4.625%
HK$7,242
+HK$363/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$13,758/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,258
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,453
−HK$197/mo
Today · 4.125%
HK$6,650
baseline
▲ 0.50% · 4.625%
HK$7,055
+HK$405/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$13,300/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,962
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,149
−HK$189/mo
Today · 4.125%
HK$7,338
baseline
▲ 0.50% · 4.625%
HK$7,725
+HK$387/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$14,676/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,649
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,856
−HK$210/mo
Today · 4.125%
HK$7,066
baseline
▲ 0.50% · 4.625%
HK$7,496
+HK$430/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,132/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,397
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,595
−HK$202/mo
Today · 4.125%
HK$7,797
baseline
▲ 0.50% · 4.625%
HK$8,208
+HK$411/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,594/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,040
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,259
−HK$223/mo
Today · 4.125%
HK$7,482
baseline
▲ 0.50% · 4.625%
HK$7,937
+HK$455/mo
Deposit HK$172K · loan HK$1.54M · min. income ≈ HK$14,964/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,832
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,042
−HK$213/mo
Today · 4.125%
HK$8,255
baseline
▲ 0.50% · 4.625%
HK$8,690
+HK$435/mo
Deposit HK$172K · loan HK$1.54M · min. income ≈ HK$16,510/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).