▼ 0.50% · 3.625%
HK$3,902
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,023
−HK$124/mo
Today · 4.125%
HK$4,147
baseline
▲ 0.50% · 4.625%
HK$4,399
+HK$252/mo
Deposit HK$856K · loan HK$856K · min. income ≈ HK$8,294/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,341
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,457
−HK$118/mo
Today · 4.125%
HK$4,575
baseline
▲ 0.50% · 4.625%
HK$4,817
+HK$242/mo
Deposit HK$856K · loan HK$856K · min. income ≈ HK$9,150/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,292
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,426
−HK$135/mo
Today · 4.125%
HK$4,561
baseline
▲ 0.50% · 4.625%
HK$4,839
+HK$278/mo
Deposit HK$770K · loan HK$941K · min. income ≈ HK$9,122/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,775
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,903
−HK$130/mo
Today · 4.125%
HK$5,033
baseline
▲ 0.50% · 4.625%
HK$5,298
+HK$265/mo
Deposit HK$770K · loan HK$941K · min. income ≈ HK$10,066/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,682
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,828
−HK$148/mo
Today · 4.125%
HK$4,976
baseline
▲ 0.50% · 4.625%
HK$5,279
+HK$303/mo
Deposit HK$684K · loan HK$1.03M · min. income ≈ HK$9,952/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,209
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,349
−HK$141/mo
Today · 4.125%
HK$5,490
baseline
▲ 0.50% · 4.625%
HK$5,780
+HK$290/mo
Deposit HK$684K · loan HK$1.03M · min. income ≈ HK$10,980/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,073
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,230
−HK$161/mo
Today · 4.125%
HK$5,391
baseline
▲ 0.50% · 4.625%
HK$5,719
+HK$328/mo
Deposit HK$599K · loan HK$1.11M · min. income ≈ HK$10,782/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,643
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,795
−HK$153/mo
Today · 4.125%
HK$5,948
baseline
▲ 0.50% · 4.625%
HK$6,262
+HK$314/mo
Deposit HK$599K · loan HK$1.11M · min. income ≈ HK$11,896/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,463
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,633
−HK$172/mo
Today · 4.125%
HK$5,805
baseline
▲ 0.50% · 4.625%
HK$6,159
+HK$354/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$11,610/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,077
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,240
−HK$166/mo
Today · 4.125%
HK$6,406
baseline
▲ 0.50% · 4.625%
HK$6,743
+HK$337/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$12,812/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,853
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,035
−HK$185/mo
Today · 4.125%
HK$6,220
baseline
▲ 0.50% · 4.625%
HK$6,598
+HK$378/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$12,440/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,511
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,686
−HK$177/mo
Today · 4.125%
HK$6,863
baseline
▲ 0.50% · 4.625%
HK$7,225
+HK$362/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$13,726/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,243
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,437
−HK$198/mo
Today · 4.125%
HK$6,635
baseline
▲ 0.50% · 4.625%
HK$7,038
+HK$403/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$13,270/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,945
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,132
−HK$189/mo
Today · 4.125%
HK$7,321
baseline
▲ 0.50% · 4.625%
HK$7,707
+HK$386/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$14,642/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,633
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,840
−HK$209/mo
Today · 4.125%
HK$7,049
baseline
▲ 0.50% · 4.625%
HK$7,478
+HK$429/mo
Deposit HK$257K · loan HK$1.45M · min. income ≈ HK$14,098/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,380
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,577
−HK$201/mo
Today · 4.125%
HK$7,778
baseline
▲ 0.50% · 4.625%
HK$8,188
+HK$410/mo
Deposit HK$257K · loan HK$1.45M · min. income ≈ HK$15,556/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,024
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,242
−HK$222/mo
Today · 4.125%
HK$7,464
baseline
▲ 0.50% · 4.625%
HK$7,918
+HK$454/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,928/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,814
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,023
−HK$213/mo
Today · 4.125%
HK$8,236
baseline
▲ 0.50% · 4.625%
HK$8,670
+HK$434/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,472/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).