▼ 0.50% · 3.625%
HK$4,446
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,584
−HK$140/mo
Today · 4.125%
HK$4,724
baseline
▲ 0.50% · 4.625%
HK$5,012
+HK$288/mo
Deposit HK$975K · loan HK$975K · min. income ≈ HK$9,448/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,946
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,078
−HK$135/mo
Today · 4.125%
HK$5,213
baseline
▲ 0.50% · 4.625%
HK$5,488
+HK$275/mo
Deposit HK$975K · loan HK$975K · min. income ≈ HK$10,426/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,890
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,042
−HK$155/mo
Today · 4.125%
HK$5,197
baseline
▲ 0.50% · 4.625%
HK$5,513
+HK$316/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$10,394/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,440
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,586
−HK$148/mo
Today · 4.125%
HK$5,734
baseline
▲ 0.50% · 4.625%
HK$6,037
+HK$303/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$11,468/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,335
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,501
−HK$168/mo
Today · 4.125%
HK$5,669
baseline
▲ 0.50% · 4.625%
HK$6,014
+HK$345/mo
Deposit HK$780K · loan HK$1.17M · min. income ≈ HK$11,338/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,935
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,094
−HK$162/mo
Today · 4.125%
HK$6,256
baseline
▲ 0.50% · 4.625%
HK$6,585
+HK$329/mo
Deposit HK$780K · loan HK$1.17M · min. income ≈ HK$12,512/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,779
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,959
−HK$183/mo
Today · 4.125%
HK$6,142
baseline
▲ 0.50% · 4.625%
HK$6,516
+HK$374/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$12,284/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,430
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,602
−HK$175/mo
Today · 4.125%
HK$6,777
baseline
▲ 0.50% · 4.625%
HK$7,134
+HK$357/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$13,554/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,224
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,418
−HK$196/mo
Today · 4.125%
HK$6,614
baseline
▲ 0.50% · 4.625%
HK$7,017
+HK$403/mo
Deposit HK$585K · loan HK$1.36M · min. income ≈ HK$13,228/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,924
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,110
−HK$188/mo
Today · 4.125%
HK$7,298
baseline
▲ 0.50% · 4.625%
HK$7,683
+HK$385/mo
Deposit HK$585K · loan HK$1.36M · min. income ≈ HK$14,596/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,669
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,876
−HK$211/mo
Today · 4.125%
HK$7,087
baseline
▲ 0.50% · 4.625%
HK$7,518
+HK$431/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$14,174/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,419
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,618
−HK$201/mo
Today · 4.125%
HK$7,819
baseline
▲ 0.50% · 4.625%
HK$8,232
+HK$413/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$15,638/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,113
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,334
−HK$225/mo
Today · 4.125%
HK$7,559
baseline
▲ 0.50% · 4.625%
HK$8,019
+HK$460/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,118/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,913
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,125
−HK$216/mo
Today · 4.125%
HK$8,341
baseline
▲ 0.50% · 4.625%
HK$8,780
+HK$439/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,682/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,558
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,793
−HK$239/mo
Today · 4.125%
HK$8,032
baseline
▲ 0.50% · 4.625%
HK$8,520
+HK$488/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$16,064/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,408
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,633
−HK$229/mo
Today · 4.125%
HK$8,862
baseline
▲ 0.50% · 4.625%
HK$9,329
+HK$467/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$17,724/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,002
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,251
−HK$253/mo
Today · 4.125%
HK$8,504
baseline
▲ 0.50% · 4.625%
HK$9,022
+HK$518/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$17,008/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,902
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,141
−HK$242/mo
Today · 4.125%
HK$9,383
baseline
▲ 0.50% · 4.625%
HK$9,878
+HK$495/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,766/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).