▼ 0.50% · 3.625%
HK$4,177
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,307
−HK$132/mo
Today · 4.125%
HK$4,439
baseline
▲ 0.50% · 4.625%
HK$4,709
+HK$270/mo
Deposit HK$916K · loan HK$916K · min. income ≈ HK$8,878/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,647
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,771
−HK$127/mo
Today · 4.125%
HK$4,898
baseline
▲ 0.50% · 4.625%
HK$5,156
+HK$258/mo
Deposit HK$916K · loan HK$916K · min. income ≈ HK$9,796/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,594
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,737
−HK$145/mo
Today · 4.125%
HK$4,882
baseline
▲ 0.50% · 4.625%
HK$5,180
+HK$298/mo
Deposit HK$824K · loan HK$1.01M · min. income ≈ HK$9,764/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,111
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,248
−HK$139/mo
Today · 4.125%
HK$5,387
baseline
▲ 0.50% · 4.625%
HK$5,671
+HK$284/mo
Deposit HK$824K · loan HK$1.01M · min. income ≈ HK$10,774/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,012
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,168
−HK$158/mo
Today · 4.125%
HK$5,326
baseline
▲ 0.50% · 4.625%
HK$5,650
+HK$324/mo
Deposit HK$733K · loan HK$1.10M · min. income ≈ HK$10,652/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,576
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,725
−HK$152/mo
Today · 4.125%
HK$5,877
baseline
▲ 0.50% · 4.625%
HK$6,187
+HK$310/mo
Deposit HK$733K · loan HK$1.10M · min. income ≈ HK$11,754/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,430
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,599
−HK$171/mo
Today · 4.125%
HK$5,770
baseline
▲ 0.50% · 4.625%
HK$6,121
+HK$351/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$11,540/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,040
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,202
−HK$165/mo
Today · 4.125%
HK$6,367
baseline
▲ 0.50% · 4.625%
HK$6,702
+HK$335/mo
Deposit HK$641K · loan HK$1.19M · min. income ≈ HK$12,734/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,847
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,029
−HK$185/mo
Today · 4.125%
HK$6,214
baseline
▲ 0.50% · 4.625%
HK$6,592
+HK$378/mo
Deposit HK$550K · loan HK$1.28M · min. income ≈ HK$12,428/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,505
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,680
−HK$177/mo
Today · 4.125%
HK$6,857
baseline
▲ 0.50% · 4.625%
HK$7,218
+HK$361/mo
Deposit HK$550K · loan HK$1.28M · min. income ≈ HK$13,714/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,265
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,460
−HK$198/mo
Today · 4.125%
HK$6,658
baseline
▲ 0.50% · 4.625%
HK$7,063
+HK$405/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$13,316/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,970
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,157
−HK$189/mo
Today · 4.125%
HK$7,346
baseline
▲ 0.50% · 4.625%
HK$7,734
+HK$388/mo
Deposit HK$458K · loan HK$1.37M · min. income ≈ HK$14,692/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,683
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,891
−HK$211/mo
Today · 4.125%
HK$7,102
baseline
▲ 0.50% · 4.625%
HK$7,534
+HK$432/mo
Deposit HK$366K · loan HK$1.47M · min. income ≈ HK$14,204/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,434
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,634
−HK$202/mo
Today · 4.125%
HK$7,836
baseline
▲ 0.50% · 4.625%
HK$8,249
+HK$413/mo
Deposit HK$366K · loan HK$1.47M · min. income ≈ HK$15,672/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,100
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,321
−HK$225/mo
Today · 4.125%
HK$7,546
baseline
▲ 0.50% · 4.625%
HK$8,005
+HK$459/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$15,092/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,899
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,111
−HK$215/mo
Today · 4.125%
HK$8,326
baseline
▲ 0.50% · 4.625%
HK$8,765
+HK$439/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$16,652/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,518
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,752
−HK$238/mo
Today · 4.125%
HK$7,990
baseline
▲ 0.50% · 4.625%
HK$8,476
+HK$486/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$15,980/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,364
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,588
−HK$228/mo
Today · 4.125%
HK$8,816
baseline
▲ 0.50% · 4.625%
HK$9,280
+HK$464/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$17,632/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).