▼ 0.50% · 3.625%
HK$5,242
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,405
−HK$165/mo
Today · 4.125%
HK$5,570
baseline
▲ 0.50% · 4.625%
HK$5,909
+HK$339/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$11,140/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,831
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,988
−HK$158/mo
Today · 4.125%
HK$6,146
baseline
▲ 0.50% · 4.625%
HK$6,470
+HK$324/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$12,292/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,766
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,945
−HK$182/mo
Today · 4.125%
HK$6,127
baseline
▲ 0.50% · 4.625%
HK$6,500
+HK$373/mo
Deposit HK$1.03M · loan HK$1.26M · min. income ≈ HK$12,254/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,414
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,586
−HK$175/mo
Today · 4.125%
HK$6,761
baseline
▲ 0.50% · 4.625%
HK$7,117
+HK$356/mo
Deposit HK$1.03M · loan HK$1.26M · min. income ≈ HK$13,522/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,290
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,486
−HK$198/mo
Today · 4.125%
HK$6,684
baseline
▲ 0.50% · 4.625%
HK$7,091
+HK$407/mo
Deposit HK$919K · loan HK$1.38M · min. income ≈ HK$13,368/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,998
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,185
−HK$191/mo
Today · 4.125%
HK$7,376
baseline
▲ 0.50% · 4.625%
HK$7,764
+HK$388/mo
Deposit HK$919K · loan HK$1.38M · min. income ≈ HK$14,752/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,814
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,026
−HK$215/mo
Today · 4.125%
HK$7,241
baseline
▲ 0.50% · 4.625%
HK$7,682
+HK$441/mo
Deposit HK$805K · loan HK$1.49M · min. income ≈ HK$14,482/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,581
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,784
−HK$206/mo
Today · 4.125%
HK$7,990
baseline
▲ 0.50% · 4.625%
HK$8,411
+HK$421/mo
Deposit HK$805K · loan HK$1.49M · min. income ≈ HK$15,980/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,338
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,567
−HK$232/mo
Today · 4.125%
HK$7,799
baseline
▲ 0.50% · 4.625%
HK$8,273
+HK$474/mo
Deposit HK$690K · loan HK$1.61M · min. income ≈ HK$15,598/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,164
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,383
−HK$222/mo
Today · 4.125%
HK$8,605
baseline
▲ 0.50% · 4.625%
HK$9,058
+HK$453/mo
Deposit HK$690K · loan HK$1.61M · min. income ≈ HK$17,210/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,862
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,107
−HK$249/mo
Today · 4.125%
HK$8,356
baseline
▲ 0.50% · 4.625%
HK$8,864
+HK$508/mo
Deposit HK$575K · loan HK$1.72M · min. income ≈ HK$16,712/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,747
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,982
−HK$238/mo
Today · 4.125%
HK$9,220
baseline
▲ 0.50% · 4.625%
HK$9,705
+HK$485/mo
Deposit HK$575K · loan HK$1.72M · min. income ≈ HK$18,440/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,387
−HK$526/mo
▼ 0.25% · 3.875%
HK$8,648
−HK$265/mo
Today · 4.125%
HK$8,913
baseline
▲ 0.50% · 4.625%
HK$9,455
+HK$542/mo
Deposit HK$460K · loan HK$1.84M · min. income ≈ HK$17,826/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,330
−HK$504/mo
▼ 0.25% · 3.875%
HK$9,580
−HK$254/mo
Today · 4.125%
HK$9,834
baseline
▲ 0.50% · 4.625%
HK$10,353
+HK$519/mo
Deposit HK$460K · loan HK$1.84M · min. income ≈ HK$19,668/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,911
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,188
−HK$282/mo
Today · 4.125%
HK$9,470
baseline
▲ 0.50% · 4.625%
HK$10,046
+HK$576/mo
Deposit HK$345K · loan HK$1.95M · min. income ≈ HK$18,940/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,913
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,179
−HK$270/mo
Today · 4.125%
HK$10,449
baseline
▲ 0.50% · 4.625%
HK$11,000
+HK$551/mo
Deposit HK$345K · loan HK$1.95M · min. income ≈ HK$20,898/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,435
−HK$592/mo
▼ 0.25% · 3.875%
HK$9,728
−HK$299/mo
Today · 4.125%
HK$10,027
baseline
▲ 0.50% · 4.625%
HK$10,637
+HK$610/mo
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$20,054/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,496
−HK$567/mo
▼ 0.25% · 3.875%
HK$10,778
−HK$285/mo
Today · 4.125%
HK$11,063
baseline
▲ 0.50% · 4.625%
HK$11,647
+HK$584/mo
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$22,126/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).