▼ 0.50% · 3.625%
HK$5,561
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,734
−HK$176/mo
Today · 4.125%
HK$5,910
baseline
▲ 0.50% · 4.625%
HK$6,270
+HK$360/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$11,820/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,187
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,353
−HK$168/mo
Today · 4.125%
HK$6,521
baseline
▲ 0.50% · 4.625%
HK$6,865
+HK$344/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$13,042/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,117
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,308
−HK$193/mo
Today · 4.125%
HK$6,501
baseline
▲ 0.50% · 4.625%
HK$6,896
+HK$395/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$13,002/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,805
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,988
−HK$185/mo
Today · 4.125%
HK$7,173
baseline
▲ 0.50% · 4.625%
HK$7,551
+HK$378/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$14,346/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,673
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,881
−HK$211/mo
Today · 4.125%
HK$7,092
baseline
▲ 0.50% · 4.625%
HK$7,523
+HK$431/mo
Deposit HK$976K · loan HK$1.46M · min. income ≈ HK$14,184/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,424
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,623
−HK$202/mo
Today · 4.125%
HK$7,825
baseline
▲ 0.50% · 4.625%
HK$8,238
+HK$413/mo
Deposit HK$976K · loan HK$1.46M · min. income ≈ HK$15,650/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,230
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,454
−HK$229/mo
Today · 4.125%
HK$7,683
baseline
▲ 0.50% · 4.625%
HK$8,150
+HK$467/mo
Deposit HK$854K · loan HK$1.59M · min. income ≈ HK$15,366/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,043
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,258
−HK$219/mo
Today · 4.125%
HK$8,477
baseline
▲ 0.50% · 4.625%
HK$8,924
+HK$447/mo
Deposit HK$854K · loan HK$1.59M · min. income ≈ HK$16,954/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,786
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,028
−HK$246/mo
Today · 4.125%
HK$8,274
baseline
▲ 0.50% · 4.625%
HK$8,777
+HK$503/mo
Deposit HK$732K · loan HK$1.71M · min. income ≈ HK$16,548/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,661
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,894
−HK$235/mo
Today · 4.125%
HK$9,129
baseline
▲ 0.50% · 4.625%
HK$9,611
+HK$482/mo
Deposit HK$732K · loan HK$1.71M · min. income ≈ HK$18,258/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,342
−HK$523/mo
▼ 0.25% · 3.875%
HK$8,601
−HK$264/mo
Today · 4.125%
HK$8,865
baseline
▲ 0.50% · 4.625%
HK$9,404
+HK$539/mo
Deposit HK$610K · loan HK$1.83M · min. income ≈ HK$17,730/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,280
−HK$501/mo
▼ 0.25% · 3.875%
HK$9,529
−HK$252/mo
Today · 4.125%
HK$9,781
baseline
▲ 0.50% · 4.625%
HK$10,297
+HK$516/mo
Deposit HK$610K · loan HK$1.83M · min. income ≈ HK$19,562/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,898
−HK$558/mo
▼ 0.25% · 3.875%
HK$9,175
−HK$281/mo
Today · 4.125%
HK$9,456
baseline
▲ 0.50% · 4.625%
HK$10,031
+HK$575/mo
Deposit HK$488K · loan HK$1.95M · min. income ≈ HK$18,912/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,899
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,164
−HK$270/mo
Today · 4.125%
HK$10,434
baseline
▲ 0.50% · 4.625%
HK$10,984
+HK$550/mo
Deposit HK$488K · loan HK$1.95M · min. income ≈ HK$20,868/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,454
−HK$593/mo
▼ 0.25% · 3.875%
HK$9,748
−HK$299/mo
Today · 4.125%
HK$10,047
baseline
▲ 0.50% · 4.625%
HK$10,658
+HK$611/mo
Deposit HK$366K · loan HK$2.07M · min. income ≈ HK$20,094/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,517
−HK$569/mo
▼ 0.25% · 3.875%
HK$10,800
−HK$286/mo
Today · 4.125%
HK$11,086
baseline
▲ 0.50% · 4.625%
HK$11,670
+HK$584/mo
Deposit HK$366K · loan HK$2.07M · min. income ≈ HK$22,172/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,010
−HK$628/mo
▼ 0.25% · 3.875%
HK$10,321
−HK$317/mo
Today · 4.125%
HK$10,638
baseline
▲ 0.50% · 4.625%
HK$11,285
+HK$647/mo
Deposit HK$244K · loan HK$2.19M · min. income ≈ HK$21,276/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,136
−HK$602/mo
▼ 0.25% · 3.875%
HK$11,435
−HK$303/mo
Today · 4.125%
HK$11,738
baseline
▲ 0.50% · 4.625%
HK$12,356
+HK$618/mo
Deposit HK$244K · loan HK$2.19M · min. income ≈ HK$23,476/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).