▼ 0.50% · 3.625%
HK$4,386
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,523
−HK$138/mo
Today · 4.125%
HK$4,661
baseline
▲ 0.50% · 4.625%
HK$4,945
+HK$284/mo
Deposit HK$962K · loan HK$962K · min. income ≈ HK$9,322/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,880
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,011
−HK$132/mo
Today · 4.125%
HK$5,143
baseline
▲ 0.50% · 4.625%
HK$5,415
+HK$272/mo
Deposit HK$962K · loan HK$962K · min. income ≈ HK$10,286/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,825
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,975
−HK$153/mo
Today · 4.125%
HK$5,128
baseline
▲ 0.50% · 4.625%
HK$5,440
+HK$312/mo
Deposit HK$866K · loan HK$1.06M · min. income ≈ HK$10,256/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,368
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,512
−HK$146/mo
Today · 4.125%
HK$5,658
baseline
▲ 0.50% · 4.625%
HK$5,956
+HK$298/mo
Deposit HK$866K · loan HK$1.06M · min. income ≈ HK$11,316/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,264
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,427
−HK$167/mo
Today · 4.125%
HK$5,594
baseline
▲ 0.50% · 4.625%
HK$5,934
+HK$340/mo
Deposit HK$769K · loan HK$1.15M · min. income ≈ HK$11,188/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,856
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,013
−HK$159/mo
Today · 4.125%
HK$6,172
baseline
▲ 0.50% · 4.625%
HK$6,497
+HK$325/mo
Deposit HK$769K · loan HK$1.15M · min. income ≈ HK$12,344/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,702
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,880
−HK$180/mo
Today · 4.125%
HK$6,060
baseline
▲ 0.50% · 4.625%
HK$6,429
+HK$369/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$12,120/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,344
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,514
−HK$172/mo
Today · 4.125%
HK$6,686
baseline
▲ 0.50% · 4.625%
HK$7,039
+HK$353/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$13,372/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,141
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,332
−HK$194/mo
Today · 4.125%
HK$6,526
baseline
▲ 0.50% · 4.625%
HK$6,923
+HK$397/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$13,052/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,832
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,015
−HK$186/mo
Today · 4.125%
HK$7,201
baseline
▲ 0.50% · 4.625%
HK$7,580
+HK$379/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$14,402/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,580
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,784
−HK$208/mo
Today · 4.125%
HK$6,992
baseline
▲ 0.50% · 4.625%
HK$7,418
+HK$426/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$13,984/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,320
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,516
−HK$199/mo
Today · 4.125%
HK$7,715
baseline
▲ 0.50% · 4.625%
HK$8,122
+HK$407/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$15,430/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,018
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,237
−HK$221/mo
Today · 4.125%
HK$7,458
baseline
▲ 0.50% · 4.625%
HK$7,912
+HK$454/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$14,916/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,808
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,017
−HK$213/mo
Today · 4.125%
HK$8,230
baseline
▲ 0.50% · 4.625%
HK$8,663
+HK$433/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$16,460/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,457
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,689
−HK$235/mo
Today · 4.125%
HK$7,924
baseline
▲ 0.50% · 4.625%
HK$8,407
+HK$483/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,848/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,296
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,518
−HK$226/mo
Today · 4.125%
HK$8,744
baseline
▲ 0.50% · 4.625%
HK$9,205
+HK$461/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,488/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,896
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,141
−HK$250/mo
Today · 4.125%
HK$8,391
baseline
▲ 0.50% · 4.625%
HK$8,901
+HK$510/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,782/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,784
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,019
−HK$239/mo
Today · 4.125%
HK$9,258
baseline
▲ 0.50% · 4.625%
HK$9,746
+HK$488/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,516/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).