▼ 0.50% · 3.625%
HK$4,311
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,445
−HK$136/mo
Today · 4.125%
HK$4,581
baseline
▲ 0.50% · 4.625%
HK$4,860
+HK$279/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$9,162/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,796
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,924
−HK$131/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,321
+HK$266/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,742
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,889
−HK$150/mo
Today · 4.125%
HK$5,039
baseline
▲ 0.50% · 4.625%
HK$5,346
+HK$307/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$10,078/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,275
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,417
−HK$143/mo
Today · 4.125%
HK$5,560
baseline
▲ 0.50% · 4.625%
HK$5,853
+HK$293/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$11,120/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,173
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,334
−HK$163/mo
Today · 4.125%
HK$5,497
baseline
▲ 0.50% · 4.625%
HK$5,832
+HK$335/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$10,994/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,755
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,909
−HK$157/mo
Today · 4.125%
HK$6,066
baseline
▲ 0.50% · 4.625%
HK$6,386
+HK$320/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$12,132/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,604
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,778
−HK$178/mo
Today · 4.125%
HK$5,956
baseline
▲ 0.50% · 4.625%
HK$6,318
+HK$362/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$11,912/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,234
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,402
−HK$169/mo
Today · 4.125%
HK$6,571
baseline
▲ 0.50% · 4.625%
HK$6,918
+HK$347/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$13,142/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,035
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,223
−HK$191/mo
Today · 4.125%
HK$6,414
baseline
▲ 0.50% · 4.625%
HK$6,804
+HK$390/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$12,828/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,714
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,894
−HK$183/mo
Today · 4.125%
HK$7,077
baseline
▲ 0.50% · 4.625%
HK$7,450
+HK$373/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$14,154/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,466
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,667
−HK$205/mo
Today · 4.125%
HK$6,872
baseline
▲ 0.50% · 4.625%
HK$7,290
+HK$418/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$13,744/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,194
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,387
−HK$195/mo
Today · 4.125%
HK$7,582
baseline
▲ 0.50% · 4.625%
HK$7,982
+HK$400/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$15,164/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,897
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,112
−HK$218/mo
Today · 4.125%
HK$7,330
baseline
▲ 0.50% · 4.625%
HK$7,776
+HK$446/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,660/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,673
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,879
−HK$209/mo
Today · 4.125%
HK$8,088
baseline
▲ 0.50% · 4.625%
HK$8,514
+HK$426/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,176/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,328
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,556
−HK$232/mo
Today · 4.125%
HK$7,788
baseline
▲ 0.50% · 4.625%
HK$8,262
+HK$474/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,576/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,153
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,371
−HK$222/mo
Today · 4.125%
HK$8,593
baseline
▲ 0.50% · 4.625%
HK$9,046
+HK$453/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,186/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,760
−HK$486/mo
▼ 0.25% · 3.875%
HK$8,001
−HK$245/mo
Today · 4.125%
HK$8,246
baseline
▲ 0.50% · 4.625%
HK$8,748
+HK$502/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,492/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,632
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,864
−HK$235/mo
Today · 4.125%
HK$9,099
baseline
▲ 0.50% · 4.625%
HK$9,578
+HK$479/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,198/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).