▼ 0.50% · 3.625%
HK$4,349
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,484
−HK$137/mo
Today · 4.125%
HK$4,621
baseline
▲ 0.50% · 4.625%
HK$4,903
+HK$282/mo
Deposit HK$954K · loan HK$954K · min. income ≈ HK$9,242/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,838
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,968
−HK$131/mo
Today · 4.125%
HK$5,099
baseline
▲ 0.50% · 4.625%
HK$5,368
+HK$269/mo
Deposit HK$954K · loan HK$954K · min. income ≈ HK$10,198/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,784
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,932
−HK$152/mo
Today · 4.125%
HK$5,084
baseline
▲ 0.50% · 4.625%
HK$5,393
+HK$309/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$10,168/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,322
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,464
−HK$145/mo
Today · 4.125%
HK$5,609
baseline
▲ 0.50% · 4.625%
HK$5,905
+HK$296/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$11,218/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,218
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,381
−HK$165/mo
Today · 4.125%
HK$5,546
baseline
▲ 0.50% · 4.625%
HK$5,883
+HK$337/mo
Deposit HK$763K · loan HK$1.14M · min. income ≈ HK$11,092/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,805
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,961
−HK$158/mo
Today · 4.125%
HK$6,119
baseline
▲ 0.50% · 4.625%
HK$6,442
+HK$323/mo
Deposit HK$763K · loan HK$1.14M · min. income ≈ HK$12,238/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,653
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,829
−HK$179/mo
Today · 4.125%
HK$6,008
baseline
▲ 0.50% · 4.625%
HK$6,373
+HK$365/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$12,016/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,289
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,458
−HK$171/mo
Today · 4.125%
HK$6,629
baseline
▲ 0.50% · 4.625%
HK$6,978
+HK$349/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$13,258/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,088
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,278
−HK$192/mo
Today · 4.125%
HK$6,470
baseline
▲ 0.50% · 4.625%
HK$6,864
+HK$394/mo
Deposit HK$572K · loan HK$1.33M · min. income ≈ HK$12,940/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,773
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,955
−HK$184/mo
Today · 4.125%
HK$7,139
baseline
▲ 0.50% · 4.625%
HK$7,515
+HK$376/mo
Deposit HK$572K · loan HK$1.33M · min. income ≈ HK$14,278/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,523
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,726
−HK$206/mo
Today · 4.125%
HK$6,932
baseline
▲ 0.50% · 4.625%
HK$7,354
+HK$422/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$13,864/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,257
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,451
−HK$198/mo
Today · 4.125%
HK$7,649
baseline
▲ 0.50% · 4.625%
HK$8,052
+HK$403/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$15,298/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,958
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,174
−HK$220/mo
Today · 4.125%
HK$7,394
baseline
▲ 0.50% · 4.625%
HK$7,844
+HK$450/mo
Deposit HK$381K · loan HK$1.53M · min. income ≈ HK$14,788/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,741
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,948
−HK$211/mo
Today · 4.125%
HK$8,159
baseline
▲ 0.50% · 4.625%
HK$8,589
+HK$430/mo
Deposit HK$381K · loan HK$1.53M · min. income ≈ HK$16,318/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,393
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,623
−HK$233/mo
Today · 4.125%
HK$7,856
baseline
▲ 0.50% · 4.625%
HK$8,334
+HK$478/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,712/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,224
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,445
−HK$224/mo
Today · 4.125%
HK$8,669
baseline
▲ 0.50% · 4.625%
HK$9,126
+HK$457/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,338/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,828
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,071
−HK$247/mo
Today · 4.125%
HK$8,318
baseline
▲ 0.50% · 4.625%
HK$8,825
+HK$507/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,636/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,708
−HK$471/mo
▼ 0.25% · 3.875%
HK$8,942
−HK$237/mo
Today · 4.125%
HK$9,179
baseline
▲ 0.50% · 4.625%
HK$9,662
+HK$483/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,358/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).