▼ 0.50% · 3.625%
HK$4,337
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,472
−HK$137/mo
Today · 4.125%
HK$4,609
baseline
▲ 0.50% · 4.625%
HK$4,890
+HK$281/mo
Deposit HK$951K · loan HK$951K · min. income ≈ HK$9,218/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,825
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,954
−HK$132/mo
Today · 4.125%
HK$5,086
baseline
▲ 0.50% · 4.625%
HK$5,354
+HK$268/mo
Deposit HK$951K · loan HK$951K · min. income ≈ HK$10,172/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,771
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,919
−HK$151/mo
Today · 4.125%
HK$5,070
baseline
▲ 0.50% · 4.625%
HK$5,379
+HK$309/mo
Deposit HK$856K · loan HK$1.05M · min. income ≈ HK$10,140/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,308
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,450
−HK$144/mo
Today · 4.125%
HK$5,594
baseline
▲ 0.50% · 4.625%
HK$5,889
+HK$295/mo
Deposit HK$856K · loan HK$1.05M · min. income ≈ HK$11,188/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,205
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,366
−HK$165/mo
Today · 4.125%
HK$5,531
baseline
▲ 0.50% · 4.625%
HK$5,867
+HK$336/mo
Deposit HK$761K · loan HK$1.14M · min. income ≈ HK$11,062/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,790
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,945
−HK$158/mo
Today · 4.125%
HK$6,103
baseline
▲ 0.50% · 4.625%
HK$6,425
+HK$322/mo
Deposit HK$761K · loan HK$1.14M · min. income ≈ HK$12,206/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,638
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,814
−HK$178/mo
Today · 4.125%
HK$5,992
baseline
▲ 0.50% · 4.625%
HK$6,356
+HK$364/mo
Deposit HK$666K · loan HK$1.24M · min. income ≈ HK$11,984/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,273
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,441
−HK$170/mo
Today · 4.125%
HK$6,611
baseline
▲ 0.50% · 4.625%
HK$6,960
+HK$349/mo
Deposit HK$666K · loan HK$1.24M · min. income ≈ HK$13,222/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,072
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,261
−HK$192/mo
Today · 4.125%
HK$6,453
baseline
▲ 0.50% · 4.625%
HK$6,845
+HK$392/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$12,906/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,755
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,936
−HK$184/mo
Today · 4.125%
HK$7,120
baseline
▲ 0.50% · 4.625%
HK$7,495
+HK$375/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$14,240/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,506
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,708
−HK$206/mo
Today · 4.125%
HK$6,914
baseline
▲ 0.50% · 4.625%
HK$7,334
+HK$420/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$13,828/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,238
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,432
−HK$197/mo
Today · 4.125%
HK$7,629
baseline
▲ 0.50% · 4.625%
HK$8,031
+HK$402/mo
Deposit HK$476K · loan HK$1.43M · min. income ≈ HK$15,258/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,939
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,155
−HK$220/mo
Today · 4.125%
HK$7,375
baseline
▲ 0.50% · 4.625%
HK$7,823
+HK$448/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,750/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,720
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,927
−HK$210/mo
Today · 4.125%
HK$8,137
baseline
▲ 0.50% · 4.625%
HK$8,566
+HK$429/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,274/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,373
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,602
−HK$233/mo
Today · 4.125%
HK$7,835
baseline
▲ 0.50% · 4.625%
HK$8,312
+HK$477/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$15,670/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,203
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,423
−HK$223/mo
Today · 4.125%
HK$8,646
baseline
▲ 0.50% · 4.625%
HK$9,101
+HK$455/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$17,292/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,807
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,050
−HK$246/mo
Today · 4.125%
HK$8,296
baseline
▲ 0.50% · 4.625%
HK$8,801
+HK$505/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,592/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,685
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,918
−HK$236/mo
Today · 4.125%
HK$9,154
baseline
▲ 0.50% · 4.625%
HK$9,637
+HK$483/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,308/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).