▼ 0.50% · 3.625%
HK$4,384
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,520
−HK$139/mo
Today · 4.125%
HK$4,659
baseline
▲ 0.50% · 4.625%
HK$4,942
+HK$283/mo
Deposit HK$961K · loan HK$961K · min. income ≈ HK$9,318/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,877
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,008
−HK$133/mo
Today · 4.125%
HK$5,141
baseline
▲ 0.50% · 4.625%
HK$5,412
+HK$271/mo
Deposit HK$961K · loan HK$961K · min. income ≈ HK$10,282/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,822
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,972
−HK$153/mo
Today · 4.125%
HK$5,125
baseline
▲ 0.50% · 4.625%
HK$5,437
+HK$312/mo
Deposit HK$865K · loan HK$1.06M · min. income ≈ HK$10,250/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,365
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,509
−HK$146/mo
Today · 4.125%
HK$5,655
baseline
▲ 0.50% · 4.625%
HK$5,953
+HK$298/mo
Deposit HK$865K · loan HK$1.06M · min. income ≈ HK$11,310/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,261
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,425
−HK$166/mo
Today · 4.125%
HK$5,591
baseline
▲ 0.50% · 4.625%
HK$5,931
+HK$340/mo
Deposit HK$769K · loan HK$1.15M · min. income ≈ HK$11,182/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,853
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,010
−HK$159/mo
Today · 4.125%
HK$6,169
baseline
▲ 0.50% · 4.625%
HK$6,494
+HK$325/mo
Deposit HK$769K · loan HK$1.15M · min. income ≈ HK$12,338/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,699
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,877
−HK$180/mo
Today · 4.125%
HK$6,057
baseline
▲ 0.50% · 4.625%
HK$6,425
+HK$368/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$12,114/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,340
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,510
−HK$173/mo
Today · 4.125%
HK$6,683
baseline
▲ 0.50% · 4.625%
HK$7,035
+HK$352/mo
Deposit HK$673K · loan HK$1.25M · min. income ≈ HK$13,366/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,138
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,329
−HK$194/mo
Today · 4.125%
HK$6,523
baseline
▲ 0.50% · 4.625%
HK$6,919
+HK$396/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$13,046/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,828
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,011
−HK$186/mo
Today · 4.125%
HK$7,197
baseline
▲ 0.50% · 4.625%
HK$7,576
+HK$379/mo
Deposit HK$577K · loan HK$1.35M · min. income ≈ HK$14,394/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,576
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,781
−HK$207/mo
Today · 4.125%
HK$6,988
baseline
▲ 0.50% · 4.625%
HK$7,414
+HK$426/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$13,976/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,316
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,512
−HK$199/mo
Today · 4.125%
HK$7,711
baseline
▲ 0.50% · 4.625%
HK$8,118
+HK$407/mo
Deposit HK$481K · loan HK$1.44M · min. income ≈ HK$15,422/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,015
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,233
−HK$221/mo
Today · 4.125%
HK$7,454
baseline
▲ 0.50% · 4.625%
HK$7,908
+HK$454/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$14,908/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,804
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,013
−HK$212/mo
Today · 4.125%
HK$8,225
baseline
▲ 0.50% · 4.625%
HK$8,659
+HK$434/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$16,450/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,453
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,685
−HK$235/mo
Today · 4.125%
HK$7,920
baseline
▲ 0.50% · 4.625%
HK$8,402
+HK$482/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,840/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,291
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,514
−HK$225/mo
Today · 4.125%
HK$8,739
baseline
▲ 0.50% · 4.625%
HK$9,200
+HK$461/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,478/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,891
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,137
−HK$249/mo
Today · 4.125%
HK$8,386
baseline
▲ 0.50% · 4.625%
HK$8,896
+HK$510/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,772/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,779
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,014
−HK$239/mo
Today · 4.125%
HK$9,253
baseline
▲ 0.50% · 4.625%
HK$9,741
+HK$488/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,506/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).