▼ 0.50% · 3.625%
HK$4,351
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,486
−HK$138/mo
Today · 4.125%
HK$4,624
baseline
▲ 0.50% · 4.625%
HK$4,905
+HK$281/mo
Deposit HK$954K · loan HK$954K · min. income ≈ HK$9,248/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,840
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,970
−HK$132/mo
Today · 4.125%
HK$5,102
baseline
▲ 0.50% · 4.625%
HK$5,371
+HK$269/mo
Deposit HK$954K · loan HK$954K · min. income ≈ HK$10,204/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,786
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,935
−HK$151/mo
Today · 4.125%
HK$5,086
baseline
▲ 0.50% · 4.625%
HK$5,396
+HK$310/mo
Deposit HK$859K · loan HK$1.05M · min. income ≈ HK$10,172/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,324
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,467
−HK$145/mo
Today · 4.125%
HK$5,612
baseline
▲ 0.50% · 4.625%
HK$5,908
+HK$296/mo
Deposit HK$859K · loan HK$1.05M · min. income ≈ HK$11,224/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,221
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,384
−HK$165/mo
Today · 4.125%
HK$5,549
baseline
▲ 0.50% · 4.625%
HK$5,886
+HK$337/mo
Deposit HK$763K · loan HK$1.14M · min. income ≈ HK$11,098/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,809
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,964
−HK$158/mo
Today · 4.125%
HK$6,122
baseline
▲ 0.50% · 4.625%
HK$6,445
+HK$323/mo
Deposit HK$763K · loan HK$1.14M · min. income ≈ HK$12,244/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,656
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,832
−HK$179/mo
Today · 4.125%
HK$6,011
baseline
▲ 0.50% · 4.625%
HK$6,377
+HK$366/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$12,022/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,293
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,461
−HK$172/mo
Today · 4.125%
HK$6,633
baseline
▲ 0.50% · 4.625%
HK$6,982
+HK$349/mo
Deposit HK$668K · loan HK$1.24M · min. income ≈ HK$13,266/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,091
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,281
−HK$192/mo
Today · 4.125%
HK$6,473
baseline
▲ 0.50% · 4.625%
HK$6,867
+HK$394/mo
Deposit HK$572K · loan HK$1.34M · min. income ≈ HK$12,946/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,777
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,958
−HK$185/mo
Today · 4.125%
HK$7,143
baseline
▲ 0.50% · 4.625%
HK$7,519
+HK$376/mo
Deposit HK$572K · loan HK$1.34M · min. income ≈ HK$14,286/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,526
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,729
−HK$207/mo
Today · 4.125%
HK$6,936
baseline
▲ 0.50% · 4.625%
HK$7,358
+HK$422/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$13,872/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,261
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,455
−HK$198/mo
Today · 4.125%
HK$7,653
baseline
▲ 0.50% · 4.625%
HK$8,056
+HK$403/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$15,306/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,962
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,178
−HK$220/mo
Today · 4.125%
HK$7,398
baseline
▲ 0.50% · 4.625%
HK$7,848
+HK$450/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$14,796/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,745
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,952
−HK$211/mo
Today · 4.125%
HK$8,163
baseline
▲ 0.50% · 4.625%
HK$8,593
+HK$430/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$16,326/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,397
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,627
−HK$234/mo
Today · 4.125%
HK$7,861
baseline
▲ 0.50% · 4.625%
HK$8,339
+HK$478/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,722/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,229
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,449
−HK$224/mo
Today · 4.125%
HK$8,673
baseline
▲ 0.50% · 4.625%
HK$9,130
+HK$457/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,346/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,832
−HK$491/mo
▼ 0.25% · 3.875%
HK$8,075
−HK$248/mo
Today · 4.125%
HK$8,323
baseline
▲ 0.50% · 4.625%
HK$8,829
+HK$506/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,646/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,713
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,946
−HK$237/mo
Today · 4.125%
HK$9,183
baseline
▲ 0.50% · 4.625%
HK$9,668
+HK$485/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,366/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).