▼ 0.50% · 3.625%
HK$4,392
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,529
−HK$139/mo
Today · 4.125%
HK$4,668
baseline
▲ 0.50% · 4.625%
HK$4,952
+HK$284/mo
Deposit HK$963K · loan HK$963K · min. income ≈ HK$9,336/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,887
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,018
−HK$133/mo
Today · 4.125%
HK$5,151
baseline
▲ 0.50% · 4.625%
HK$5,422
+HK$271/mo
Deposit HK$963K · loan HK$963K · min. income ≈ HK$10,302/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,832
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,982
−HK$153/mo
Today · 4.125%
HK$5,135
baseline
▲ 0.50% · 4.625%
HK$5,447
+HK$312/mo
Deposit HK$867K · loan HK$1.06M · min. income ≈ HK$10,270/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,375
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,519
−HK$147/mo
Today · 4.125%
HK$5,666
baseline
▲ 0.50% · 4.625%
HK$5,964
+HK$298/mo
Deposit HK$867K · loan HK$1.06M · min. income ≈ HK$11,332/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,271
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,435
−HK$166/mo
Today · 4.125%
HK$5,601
baseline
▲ 0.50% · 4.625%
HK$5,942
+HK$341/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$11,202/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,864
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,021
−HK$160/mo
Today · 4.125%
HK$6,181
baseline
▲ 0.50% · 4.625%
HK$6,506
+HK$325/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$12,362/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,710
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,888
−HK$180/mo
Today · 4.125%
HK$6,068
baseline
▲ 0.50% · 4.625%
HK$6,438
+HK$370/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$12,136/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,353
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,523
−HK$173/mo
Today · 4.125%
HK$6,696
baseline
▲ 0.50% · 4.625%
HK$7,049
+HK$353/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$13,392/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,149
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,341
−HK$194/mo
Today · 4.125%
HK$6,535
baseline
▲ 0.50% · 4.625%
HK$6,933
+HK$398/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$13,070/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,841
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,025
−HK$186/mo
Today · 4.125%
HK$7,211
baseline
▲ 0.50% · 4.625%
HK$7,591
+HK$380/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$14,422/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,589
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,794
−HK$208/mo
Today · 4.125%
HK$7,002
baseline
▲ 0.50% · 4.625%
HK$7,428
+HK$426/mo
Deposit HK$482K · loan HK$1.44M · min. income ≈ HK$14,004/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,330
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,526
−HK$200/mo
Today · 4.125%
HK$7,726
baseline
▲ 0.50% · 4.625%
HK$8,133
+HK$407/mo
Deposit HK$482K · loan HK$1.44M · min. income ≈ HK$15,452/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,028
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,247
−HK$222/mo
Today · 4.125%
HK$7,469
baseline
▲ 0.50% · 4.625%
HK$7,923
+HK$454/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$14,938/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,819
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,028
−HK$213/mo
Today · 4.125%
HK$8,241
baseline
▲ 0.50% · 4.625%
HK$8,675
+HK$434/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$16,482/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,467
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,699
−HK$236/mo
Today · 4.125%
HK$7,935
baseline
▲ 0.50% · 4.625%
HK$8,418
+HK$483/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,870/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,307
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,530
−HK$226/mo
Today · 4.125%
HK$8,756
baseline
▲ 0.50% · 4.625%
HK$9,218
+HK$462/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,512/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,906
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,152
−HK$250/mo
Today · 4.125%
HK$8,402
baseline
▲ 0.50% · 4.625%
HK$8,913
+HK$511/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$16,804/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,796
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,032
−HK$239/mo
Today · 4.125%
HK$9,271
baseline
▲ 0.50% · 4.625%
HK$9,760
+HK$489/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$18,542/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).