▼ 0.50% · 3.625%
HK$16,485
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,997
−HK$521/mo
Today · 4.125%
HK$17,518
baseline
▲ 0.50% · 4.625%
HK$18,584
+HK$1,066/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$35,036/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,339
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,831
−HK$499/mo
Today · 4.125%
HK$19,330
baseline
▲ 0.50% · 4.625%
HK$20,349
+HK$1,019/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,660/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,133
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,697
−HK$573/mo
Today · 4.125%
HK$19,270
baseline
▲ 0.50% · 4.625%
HK$20,443
+HK$1,173/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$38,540/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,173
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,714
−HK$549/mo
Today · 4.125%
HK$21,263
baseline
▲ 0.50% · 4.625%
HK$22,384
+HK$1,121/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$42,526/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,782
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,397
−HK$625/mo
Today · 4.125%
HK$21,022
baseline
▲ 0.50% · 4.625%
HK$22,301
+HK$1,279/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,044/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,007
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,597
−HK$599/mo
Today · 4.125%
HK$23,196
baseline
▲ 0.50% · 4.625%
HK$24,418
+HK$1,222/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,392/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,430
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,097
−HK$677/mo
Today · 4.125%
HK$22,774
baseline
▲ 0.50% · 4.625%
HK$24,160
+HK$1,386/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,548/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,841
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,480
−HK$649/mo
Today · 4.125%
HK$25,129
baseline
▲ 0.50% · 4.625%
HK$26,453
+HK$1,324/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,258/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,078
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,796
−HK$730/mo
Today · 4.125%
HK$24,526
baseline
▲ 0.50% · 4.625%
HK$26,018
+HK$1,492/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,052/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,675
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,363
−HK$699/mo
Today · 4.125%
HK$27,062
baseline
▲ 0.50% · 4.625%
HK$28,488
+HK$1,426/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,124/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,727
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,496
−HK$782/mo
Today · 4.125%
HK$26,278
baseline
▲ 0.50% · 4.625%
HK$27,876
+HK$1,598/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,556/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,508
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,246
−HK$749/mo
Today · 4.125%
HK$28,995
baseline
▲ 0.50% · 4.625%
HK$30,523
+HK$1,528/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$57,990/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,375
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,196
−HK$833/mo
Today · 4.125%
HK$28,029
baseline
▲ 0.50% · 4.625%
HK$29,735
+HK$1,706/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$56,058/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,342
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,129
−HK$799/mo
Today · 4.125%
HK$30,928
baseline
▲ 0.50% · 4.625%
HK$32,558
+HK$1,630/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$61,856/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,024
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,896
−HK$885/mo
Today · 4.125%
HK$29,781
baseline
▲ 0.50% · 4.625%
HK$31,593
+HK$1,812/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,562/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,176
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,012
−HK$849/mo
Today · 4.125%
HK$32,861
baseline
▲ 0.50% · 4.625%
HK$34,593
+HK$1,732/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,722/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,672
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,595
−HK$938/mo
Today · 4.125%
HK$31,533
baseline
▲ 0.50% · 4.625%
HK$33,452
+HK$1,919/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$63,066/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,010
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,895
−HK$899/mo
Today · 4.125%
HK$34,794
baseline
▲ 0.50% · 4.625%
HK$36,628
+HK$1,834/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$69,588/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,879 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).