▼ 0.50% · 3.625%
HK$21,809
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,487
−HK$689/mo
Today · 4.125%
HK$23,176
baseline
▲ 0.50% · 4.625%
HK$24,587
+HK$1,411/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,352/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,262
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,913
−HK$660/mo
Today · 4.125%
HK$25,573
baseline
▲ 0.50% · 4.625%
HK$26,921
+HK$1,348/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,146/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,990
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,736
−HK$758/mo
Today · 4.125%
HK$25,494
baseline
▲ 0.50% · 4.625%
HK$27,045
+HK$1,551/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$50,988/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,688
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,404
−HK$726/mo
Today · 4.125%
HK$28,130
baseline
▲ 0.50% · 4.625%
HK$29,613
+HK$1,483/mo
Deposit HK$4.30M · loan HK$5.26M · min. income ≈ HK$56,260/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,171
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,985
−HK$827/mo
Today · 4.125%
HK$27,812
baseline
▲ 0.50% · 4.625%
HK$29,504
+HK$1,692/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,624/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,114
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,895
−HK$792/mo
Today · 4.125%
HK$30,687
baseline
▲ 0.50% · 4.625%
HK$32,305
+HK$1,618/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,374/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,351
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,233
−HK$896/mo
Today · 4.125%
HK$30,129
baseline
▲ 0.50% · 4.625%
HK$31,963
+HK$1,834/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,258/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,541
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,387
−HK$858/mo
Today · 4.125%
HK$33,245
baseline
▲ 0.50% · 4.625%
HK$34,997
+HK$1,752/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,490/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,532
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,482
−HK$965/mo
Today · 4.125%
HK$32,447
baseline
▲ 0.50% · 4.625%
HK$34,421
+HK$1,974/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,894/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,967
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,878
−HK$924/mo
Today · 4.125%
HK$35,802
baseline
▲ 0.50% · 4.625%
HK$37,689
+HK$1,887/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,604/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,713
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,731
−HK$1,034/mo
Today · 4.125%
HK$34,765
baseline
▲ 0.50% · 4.625%
HK$36,880
+HK$2,115/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$69,530/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,393
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,369
−HK$990/mo
Today · 4.125%
HK$38,359
baseline
▲ 0.50% · 4.625%
HK$40,381
+HK$2,022/mo
Deposit HK$2.39M · loan HK$7.17M · min. income ≈ HK$76,718/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,894
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,979
−HK$1,103/mo
Today · 4.125%
HK$37,082
baseline
▲ 0.50% · 4.625%
HK$39,339
+HK$2,257/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,164/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,819
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,860
−HK$1,057/mo
Today · 4.125%
HK$40,917
baseline
▲ 0.50% · 4.625%
HK$43,073
+HK$2,156/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,834/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,075
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,228
−HK$1,172/mo
Today · 4.125%
HK$39,400
baseline
▲ 0.50% · 4.625%
HK$41,797
+HK$2,397/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$78,800/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,246
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,352
−HK$1,122/mo
Today · 4.125%
HK$43,474
baseline
▲ 0.50% · 4.625%
HK$45,765
+HK$2,291/mo
Deposit HK$1.43M · loan HK$8.13M · min. income ≈ HK$86,948/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,256
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,477
−HK$1,241/mo
Today · 4.125%
HK$41,718
baseline
▲ 0.50% · 4.625%
HK$44,256
+HK$2,538/mo
Deposit HK$956K · loan HK$8.61M · min. income ≈ HK$83,436/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,672
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,843
−HK$1,188/mo
Today · 4.125%
HK$46,031
baseline
▲ 0.50% · 4.625%
HK$48,458
+HK$2,427/mo
Deposit HK$956K · loan HK$8.61M · min. income ≈ HK$92,062/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,420 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).