▼ 0.50% · 3.625%
HK$16,202
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,706
−HK$512/mo
Today · 4.125%
HK$17,218
baseline
▲ 0.50% · 4.625%
HK$18,266
+HK$1,048/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,436/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,025
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,508
−HK$490/mo
Today · 4.125%
HK$18,998
baseline
▲ 0.50% · 4.625%
HK$20,000
+HK$1,002/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,996/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,822
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,377
−HK$563/mo
Today · 4.125%
HK$18,940
baseline
▲ 0.50% · 4.625%
HK$20,092
+HK$1,152/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$37,880/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,827
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,359
−HK$539/mo
Today · 4.125%
HK$20,898
baseline
▲ 0.50% · 4.625%
HK$22,000
+HK$1,102/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$41,796/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,442
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,047
−HK$615/mo
Today · 4.125%
HK$20,662
baseline
▲ 0.50% · 4.625%
HK$21,919
+HK$1,257/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,324/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,629
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,210
−HK$588/mo
Today · 4.125%
HK$22,798
baseline
▲ 0.50% · 4.625%
HK$24,000
+HK$1,202/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,596/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,063
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,718
−HK$665/mo
Today · 4.125%
HK$22,383
baseline
▲ 0.50% · 4.625%
HK$23,745
+HK$1,362/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$44,766/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,432
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,060
−HK$638/mo
Today · 4.125%
HK$24,698
baseline
▲ 0.50% · 4.625%
HK$26,000
+HK$1,302/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$49,396/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,683
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,388
−HK$717/mo
Today · 4.125%
HK$24,105
baseline
▲ 0.50% · 4.625%
HK$25,572
+HK$1,467/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,210/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,234
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,911
−HK$687/mo
Today · 4.125%
HK$26,598
baseline
▲ 0.50% · 4.625%
HK$28,000
+HK$1,402/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,196/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,303
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,059
−HK$768/mo
Today · 4.125%
HK$25,827
baseline
▲ 0.50% · 4.625%
HK$27,399
+HK$1,572/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$51,654/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,037
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,762
−HK$736/mo
Today · 4.125%
HK$28,498
baseline
▲ 0.50% · 4.625%
HK$30,000
+HK$1,502/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$56,996/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,923
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,730
−HK$819/mo
Today · 4.125%
HK$27,549
baseline
▲ 0.50% · 4.625%
HK$29,225
+HK$1,676/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$55,098/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,839
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,613
−HK$784/mo
Today · 4.125%
HK$30,397
baseline
▲ 0.50% · 4.625%
HK$32,000
+HK$1,603/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$60,794/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,543
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,400
−HK$871/mo
Today · 4.125%
HK$29,271
baseline
▲ 0.50% · 4.625%
HK$31,052
+HK$1,781/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$58,542/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,642
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,464
−HK$833/mo
Today · 4.125%
HK$32,297
baseline
▲ 0.50% · 4.625%
HK$34,000
+HK$1,703/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$64,594/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,164
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,071
−HK$921/mo
Today · 4.125%
HK$30,992
baseline
▲ 0.50% · 4.625%
HK$32,878
+HK$1,886/mo
Deposit HK$711K · loan HK$6.39M · min. income ≈ HK$61,984/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,444
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,314
−HK$883/mo
Today · 4.125%
HK$34,197
baseline
▲ 0.50% · 4.625%
HK$36,000
+HK$1,803/mo
Deposit HK$711K · loan HK$6.39M · min. income ≈ HK$68,394/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,161 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).