▼ 0.50% · 3.625%
HK$15,100
−HK$947/mo
▼ 0.25% · 3.875%
HK$15,570
−HK$477/mo
Today · 4.125%
HK$16,047
baseline
▲ 0.50% · 4.625%
HK$17,024
+HK$977/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$32,094/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,799
−HK$907/mo
▼ 0.25% · 3.875%
HK$17,249
−HK$457/mo
Today · 4.125%
HK$17,706
baseline
▲ 0.50% · 4.625%
HK$18,640
+HK$934/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$35,412/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,610
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,127
−HK$525/mo
Today · 4.125%
HK$17,652
baseline
▲ 0.50% · 4.625%
HK$18,726
+HK$1,074/mo
Deposit HK$2.98M · loan HK$3.64M · min. income ≈ HK$35,304/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,479
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,974
−HK$503/mo
Today · 4.125%
HK$19,477
baseline
▲ 0.50% · 4.625%
HK$20,504
+HK$1,027/mo
Deposit HK$2.98M · loan HK$3.64M · min. income ≈ HK$38,954/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,120
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,684
−HK$573/mo
Today · 4.125%
HK$19,257
baseline
▲ 0.50% · 4.625%
HK$20,428
+HK$1,171/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$38,514/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,159
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,699
−HK$549/mo
Today · 4.125%
HK$21,248
baseline
▲ 0.50% · 4.625%
HK$22,368
+HK$1,120/mo
Deposit HK$2.65M · loan HK$3.97M · min. income ≈ HK$42,496/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,630
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,241
−HK$620/mo
Today · 4.125%
HK$20,861
baseline
▲ 0.50% · 4.625%
HK$22,131
+HK$1,270/mo
Deposit HK$2.32M · loan HK$4.30M · min. income ≈ HK$41,722/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,838
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,424
−HK$594/mo
Today · 4.125%
HK$23,018
baseline
▲ 0.50% · 4.625%
HK$24,232
+HK$1,214/mo
Deposit HK$2.32M · loan HK$4.30M · min. income ≈ HK$46,036/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,140
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,798
−HK$668/mo
Today · 4.125%
HK$22,466
baseline
▲ 0.50% · 4.625%
HK$23,833
+HK$1,367/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$44,932/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,518
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,149
−HK$640/mo
Today · 4.125%
HK$24,789
baseline
▲ 0.50% · 4.625%
HK$26,096
+HK$1,307/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$49,578/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,650
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,355
−HK$716/mo
Today · 4.125%
HK$24,071
baseline
▲ 0.50% · 4.625%
HK$25,535
+HK$1,464/mo
Deposit HK$1.66M · loan HK$4.97M · min. income ≈ HK$48,142/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,198
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,874
−HK$686/mo
Today · 4.125%
HK$26,560
baseline
▲ 0.50% · 4.625%
HK$27,960
+HK$1,400/mo
Deposit HK$1.66M · loan HK$4.97M · min. income ≈ HK$53,120/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,160
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,912
−HK$763/mo
Today · 4.125%
HK$25,675
baseline
▲ 0.50% · 4.625%
HK$27,238
+HK$1,563/mo
Deposit HK$1.32M · loan HK$5.30M · min. income ≈ HK$51,350/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,878
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,599
−HK$731/mo
Today · 4.125%
HK$28,330
baseline
▲ 0.50% · 4.625%
HK$29,824
+HK$1,494/mo
Deposit HK$1.32M · loan HK$5.30M · min. income ≈ HK$56,660/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,670
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,469
−HK$811/mo
Today · 4.125%
HK$27,280
baseline
▲ 0.50% · 4.625%
HK$28,940
+HK$1,660/mo
Deposit HK$993K · loan HK$5.63M · min. income ≈ HK$54,560/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,558
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,324
−HK$777/mo
Today · 4.125%
HK$30,101
baseline
▲ 0.50% · 4.625%
HK$31,687
+HK$1,586/mo
Deposit HK$993K · loan HK$5.63M · min. income ≈ HK$60,202/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,180
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,026
−HK$859/mo
Today · 4.125%
HK$28,885
baseline
▲ 0.50% · 4.625%
HK$30,642
+HK$1,757/mo
Deposit HK$662K · loan HK$5.96M · min. income ≈ HK$57,770/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,238
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,049
−HK$822/mo
Today · 4.125%
HK$31,871
baseline
▲ 0.50% · 4.625%
HK$33,551
+HK$1,680/mo
Deposit HK$662K · loan HK$5.96M · min. income ≈ HK$63,742/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$197,214 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).