▼ 0.50% · 3.625%
HK$14,841
−HK$931/mo
▼ 0.25% · 3.875%
HK$15,303
−HK$469/mo
Today · 4.125%
HK$15,772
baseline
▲ 0.50% · 4.625%
HK$16,731
+HK$959/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,544/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,510
−HK$892/mo
▼ 0.25% · 3.875%
HK$16,953
−HK$449/mo
Today · 4.125%
HK$17,402
baseline
▲ 0.50% · 4.625%
HK$18,320
+HK$918/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,804/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,325
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,833
−HK$516/mo
Today · 4.125%
HK$17,349
baseline
▲ 0.50% · 4.625%
HK$18,404
+HK$1,055/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,698/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,161
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,648
−HK$495/mo
Today · 4.125%
HK$19,143
baseline
▲ 0.50% · 4.625%
HK$20,152
+HK$1,009/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,286/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,809
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,363
−HK$563/mo
Today · 4.125%
HK$18,926
baseline
▲ 0.50% · 4.625%
HK$20,077
+HK$1,151/mo
Deposit HK$2.60M · loan HK$3.91M · min. income ≈ HK$37,852/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,812
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,344
−HK$539/mo
Today · 4.125%
HK$20,883
baseline
▲ 0.50% · 4.625%
HK$21,984
+HK$1,101/mo
Deposit HK$2.60M · loan HK$3.91M · min. income ≈ HK$41,766/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,293
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,893
−HK$610/mo
Today · 4.125%
HK$20,503
baseline
▲ 0.50% · 4.625%
HK$21,751
+HK$1,248/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$41,006/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,463
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,039
−HK$584/mo
Today · 4.125%
HK$22,623
baseline
▲ 0.50% · 4.625%
HK$23,816
+HK$1,193/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,246/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,777
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,424
−HK$656/mo
Today · 4.125%
HK$22,080
baseline
▲ 0.50% · 4.625%
HK$23,424
+HK$1,344/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$44,160/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,114
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,734
−HK$629/mo
Today · 4.125%
HK$24,363
baseline
▲ 0.50% · 4.625%
HK$25,648
+HK$1,285/mo
Deposit HK$1.95M · loan HK$4.56M · min. income ≈ HK$48,726/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,261
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,954
−HK$703/mo
Today · 4.125%
HK$23,657
baseline
▲ 0.50% · 4.625%
HK$25,097
+HK$1,440/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$47,314/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,766
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,430
−HK$674/mo
Today · 4.125%
HK$26,104
baseline
▲ 0.50% · 4.625%
HK$27,479
+HK$1,375/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$52,208/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,745
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,484
−HK$750/mo
Today · 4.125%
HK$25,234
baseline
▲ 0.50% · 4.625%
HK$26,770
+HK$1,536/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$50,468/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,417
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,125
−HK$719/mo
Today · 4.125%
HK$27,844
baseline
▲ 0.50% · 4.625%
HK$29,311
+HK$1,467/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$55,688/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,230
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,014
−HK$798/mo
Today · 4.125%
HK$26,812
baseline
▲ 0.50% · 4.625%
HK$28,443
+HK$1,631/mo
Deposit HK$976K · loan HK$5.53M · min. income ≈ HK$53,624/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,068
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,820
−HK$764/mo
Today · 4.125%
HK$29,584
baseline
▲ 0.50% · 4.625%
HK$31,143
+HK$1,559/mo
Deposit HK$976K · loan HK$5.53M · min. income ≈ HK$59,168/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,714
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,545
−HK$844/mo
Today · 4.125%
HK$28,389
baseline
▲ 0.50% · 4.625%
HK$30,116
+HK$1,727/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,778/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,719
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,516
−HK$808/mo
Today · 4.125%
HK$31,324
baseline
▲ 0.50% · 4.625%
HK$32,975
+HK$1,651/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,648/mo (50% DSR)
Upfront cash ≈ HK$837K (deposit + AVD stamp duty HK$185,844 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).