▼ 0.50% · 3.625%
HK$16,190
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,693
−HK$512/mo
Today · 4.125%
HK$17,205
baseline
▲ 0.50% · 4.625%
HK$18,252
+HK$1,047/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,410/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,011
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,494
−HK$490/mo
Today · 4.125%
HK$18,984
baseline
▲ 0.50% · 4.625%
HK$19,985
+HK$1,001/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,968/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,809
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,363
−HK$563/mo
Today · 4.125%
HK$18,926
baseline
▲ 0.50% · 4.625%
HK$20,077
+HK$1,151/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$37,852/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,812
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,343
−HK$539/mo
Today · 4.125%
HK$20,882
baseline
▲ 0.50% · 4.625%
HK$21,983
+HK$1,101/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$41,764/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,428
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,032
−HK$614/mo
Today · 4.125%
HK$20,646
baseline
▲ 0.50% · 4.625%
HK$21,902
+HK$1,256/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,292/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,613
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,193
−HK$588/mo
Today · 4.125%
HK$22,781
baseline
▲ 0.50% · 4.625%
HK$23,982
+HK$1,201/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,562/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,047
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,701
−HK$666/mo
Today · 4.125%
HK$22,367
baseline
▲ 0.50% · 4.625%
HK$23,728
+HK$1,361/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$44,734/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,414
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,042
−HK$637/mo
Today · 4.125%
HK$24,679
baseline
▲ 0.50% · 4.625%
HK$25,980
+HK$1,301/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$49,358/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,666
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,371
−HK$716/mo
Today · 4.125%
HK$24,087
baseline
▲ 0.50% · 4.625%
HK$25,553
+HK$1,466/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,174/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,215
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,892
−HK$686/mo
Today · 4.125%
HK$26,578
baseline
▲ 0.50% · 4.625%
HK$27,979
+HK$1,401/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,156/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,285
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,040
−HK$768/mo
Today · 4.125%
HK$25,808
baseline
▲ 0.50% · 4.625%
HK$27,378
+HK$1,570/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$51,616/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,016
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,741
−HK$735/mo
Today · 4.125%
HK$28,476
baseline
▲ 0.50% · 4.625%
HK$29,977
+HK$1,501/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$56,952/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,904
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,709
−HK$819/mo
Today · 4.125%
HK$27,528
baseline
▲ 0.50% · 4.625%
HK$29,203
+HK$1,675/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$55,056/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,818
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,590
−HK$785/mo
Today · 4.125%
HK$30,375
baseline
▲ 0.50% · 4.625%
HK$31,976
+HK$1,601/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$60,750/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,523
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,379
−HK$870/mo
Today · 4.125%
HK$29,249
baseline
▲ 0.50% · 4.625%
HK$31,028
+HK$1,779/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$58,498/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,619
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,440
−HK$833/mo
Today · 4.125%
HK$32,273
baseline
▲ 0.50% · 4.625%
HK$33,974
+HK$1,701/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$64,546/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,142
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,048
−HK$921/mo
Today · 4.125%
HK$30,969
baseline
▲ 0.50% · 4.625%
HK$32,853
+HK$1,884/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,938/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,420
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,289
−HK$882/mo
Today · 4.125%
HK$34,171
baseline
▲ 0.50% · 4.625%
HK$35,973
+HK$1,802/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,342/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$213,000 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).