▼ 0.50% · 3.625%
HK$22,107
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,795
−HK$698/mo
Today · 4.125%
HK$23,493
baseline
▲ 0.50% · 4.625%
HK$24,923
+HK$1,430/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$46,986/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,594
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,253
−HK$670/mo
Today · 4.125%
HK$25,923
baseline
▲ 0.50% · 4.625%
HK$27,289
+HK$1,366/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,846/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,318
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,074
−HK$769/mo
Today · 4.125%
HK$25,843
baseline
▲ 0.50% · 4.625%
HK$27,415
+HK$1,572/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,686/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,053
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,779
−HK$736/mo
Today · 4.125%
HK$28,515
baseline
▲ 0.50% · 4.625%
HK$30,018
+HK$1,503/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$57,030/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,528
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,354
−HK$838/mo
Today · 4.125%
HK$28,192
baseline
▲ 0.50% · 4.625%
HK$29,907
+HK$1,715/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,384/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,513
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,304
−HK$803/mo
Today · 4.125%
HK$31,107
baseline
▲ 0.50% · 4.625%
HK$32,747
+HK$1,640/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,214/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,739
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,633
−HK$908/mo
Today · 4.125%
HK$30,541
baseline
▲ 0.50% · 4.625%
HK$32,400
+HK$1,859/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,082/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,972
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,829
−HK$870/mo
Today · 4.125%
HK$33,699
baseline
▲ 0.50% · 4.625%
HK$35,476
+HK$1,777/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,398/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,950
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,912
−HK$979/mo
Today · 4.125%
HK$32,891
baseline
▲ 0.50% · 4.625%
HK$34,892
+HK$2,001/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,782/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,431
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,355
−HK$937/mo
Today · 4.125%
HK$36,292
baseline
▲ 0.50% · 4.625%
HK$38,204
+HK$1,912/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,584/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,160
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,192
−HK$1,048/mo
Today · 4.125%
HK$35,240
baseline
▲ 0.50% · 4.625%
HK$37,384
+HK$2,144/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,480/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,891
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,880
−HK$1,004/mo
Today · 4.125%
HK$38,884
baseline
▲ 0.50% · 4.625%
HK$40,933
+HK$2,049/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,768/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,371
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,471
−HK$1,118/mo
Today · 4.125%
HK$37,589
baseline
▲ 0.50% · 4.625%
HK$39,876
+HK$2,287/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,178/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,350
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,405
−HK$1,071/mo
Today · 4.125%
HK$41,476
baseline
▲ 0.50% · 4.625%
HK$43,662
+HK$2,186/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$82,952/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,582
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,751
−HK$1,188/mo
Today · 4.125%
HK$39,939
baseline
▲ 0.50% · 4.625%
HK$42,369
+HK$2,430/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,878/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,809
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,931
−HK$1,137/mo
Today · 4.125%
HK$44,068
baseline
▲ 0.50% · 4.625%
HK$46,391
+HK$2,323/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,136/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,793
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,030
−HK$1,258/mo
Today · 4.125%
HK$42,288
baseline
▲ 0.50% · 4.625%
HK$44,861
+HK$2,573/mo
Deposit HK$969K · loan HK$8.73M · min. income ≈ HK$84,576/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,269
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,456
−HK$1,205/mo
Today · 4.125%
HK$46,661
baseline
▲ 0.50% · 4.625%
HK$49,120
+HK$2,459/mo
Deposit HK$969K · loan HK$8.73M · min. income ≈ HK$93,322/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,495 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).