▼ 0.50% · 3.625%
HK$16,111
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$16,612
−HK$509/mo
Today · 4.125%
HK$17,121
baseline
▲ 0.50% · 4.625%
HK$18,163
+HK$1,042/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,242/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,923
−HK$969/mo
▼ 0.25% · 3.875%
HK$18,404
−HK$488/mo
Today · 4.125%
HK$18,892
baseline
▲ 0.50% · 4.625%
HK$19,888
+HK$996/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,784/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,722
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,273
−HK$560/mo
Today · 4.125%
HK$18,833
baseline
▲ 0.50% · 4.625%
HK$19,979
+HK$1,146/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$37,666/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,716
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,244
−HK$537/mo
Today · 4.125%
HK$20,781
baseline
▲ 0.50% · 4.625%
HK$21,876
+HK$1,095/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$41,562/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,333
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,935
−HK$611/mo
Today · 4.125%
HK$20,546
baseline
▲ 0.50% · 4.625%
HK$21,796
+HK$1,250/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$41,092/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,508
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,085
−HK$585/mo
Today · 4.125%
HK$22,670
baseline
▲ 0.50% · 4.625%
HK$23,865
+HK$1,195/mo
Deposit HK$2.83M · loan HK$4.24M · min. income ≈ HK$45,340/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,944
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,596
−HK$662/mo
Today · 4.125%
HK$22,258
baseline
▲ 0.50% · 4.625%
HK$23,612
+HK$1,354/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$44,516/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,300
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,925
−HK$634/mo
Today · 4.125%
HK$24,559
baseline
▲ 0.50% · 4.625%
HK$25,854
+HK$1,295/mo
Deposit HK$2.47M · loan HK$4.59M · min. income ≈ HK$49,118/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,555
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,257
−HK$713/mo
Today · 4.125%
HK$23,970
baseline
▲ 0.50% · 4.625%
HK$25,428
+HK$1,458/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$47,940/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,093
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,766
−HK$682/mo
Today · 4.125%
HK$26,448
baseline
▲ 0.50% · 4.625%
HK$27,843
+HK$1,395/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$52,896/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,167
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,918
−HK$764/mo
Today · 4.125%
HK$25,682
baseline
▲ 0.50% · 4.625%
HK$27,245
+HK$1,563/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$51,364/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,885
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,606
−HK$732/mo
Today · 4.125%
HK$28,338
baseline
▲ 0.50% · 4.625%
HK$29,831
+HK$1,493/mo
Deposit HK$1.77M · loan HK$5.30M · min. income ≈ HK$56,676/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,778
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,580
−HK$814/mo
Today · 4.125%
HK$27,394
baseline
▲ 0.50% · 4.625%
HK$29,061
+HK$1,667/mo
Deposit HK$1.41M · loan HK$5.65M · min. income ≈ HK$54,788/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,677
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,447
−HK$780/mo
Today · 4.125%
HK$30,227
baseline
▲ 0.50% · 4.625%
HK$31,820
+HK$1,593/mo
Deposit HK$1.41M · loan HK$5.65M · min. income ≈ HK$60,454/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,389
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,241
−HK$865/mo
Today · 4.125%
HK$29,106
baseline
▲ 0.50% · 4.625%
HK$30,877
+HK$1,771/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$58,212/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,470
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,287
−HK$829/mo
Today · 4.125%
HK$32,116
baseline
▲ 0.50% · 4.625%
HK$33,809
+HK$1,693/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$64,232/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,000
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,902
−HK$916/mo
Today · 4.125%
HK$30,818
baseline
▲ 0.50% · 4.625%
HK$32,694
+HK$1,876/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$61,636/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,262
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,127
−HK$878/mo
Today · 4.125%
HK$34,005
baseline
▲ 0.50% · 4.625%
HK$35,798
+HK$1,793/mo
Deposit HK$707K · loan HK$6.36M · min. income ≈ HK$68,010/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$211,964 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).