▼ 0.50% · 3.625%
HK$15,746
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,236
−HK$498/mo
Today · 4.125%
HK$16,734
baseline
▲ 0.50% · 4.625%
HK$17,752
+HK$1,018/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,468/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,518
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,987
−HK$477/mo
Today · 4.125%
HK$18,464
baseline
▲ 0.50% · 4.625%
HK$19,437
+HK$973/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,928/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,321
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,860
−HK$547/mo
Today · 4.125%
HK$18,407
baseline
▲ 0.50% · 4.625%
HK$19,527
+HK$1,120/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,814/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,269
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,786
−HK$525/mo
Today · 4.125%
HK$20,311
baseline
▲ 0.50% · 4.625%
HK$21,381
+HK$1,070/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,622/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,896
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,483
−HK$598/mo
Today · 4.125%
HK$20,081
baseline
▲ 0.50% · 4.625%
HK$21,302
+HK$1,221/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,162/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,021
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,585
−HK$572/mo
Today · 4.125%
HK$22,157
baseline
▲ 0.50% · 4.625%
HK$23,325
+HK$1,168/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,314/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,470
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,107
−HK$647/mo
Today · 4.125%
HK$21,754
baseline
▲ 0.50% · 4.625%
HK$23,078
+HK$1,324/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,508/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,773
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,384
−HK$619/mo
Today · 4.125%
HK$24,003
baseline
▲ 0.50% · 4.625%
HK$25,269
+HK$1,266/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$48,006/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,045
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,731
−HK$696/mo
Today · 4.125%
HK$23,427
baseline
▲ 0.50% · 4.625%
HK$24,853
+HK$1,426/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,854/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,525
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,182
−HK$668/mo
Today · 4.125%
HK$25,850
baseline
▲ 0.50% · 4.625%
HK$27,212
+HK$1,362/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,700/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,620
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,354
−HK$747/mo
Today · 4.125%
HK$25,101
baseline
▲ 0.50% · 4.625%
HK$26,628
+HK$1,527/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,202/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,277
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,981
−HK$715/mo
Today · 4.125%
HK$27,696
baseline
▲ 0.50% · 4.625%
HK$29,156
+HK$1,460/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,392/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,194
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,978
−HK$796/mo
Today · 4.125%
HK$26,774
baseline
▲ 0.50% · 4.625%
HK$28,403
+HK$1,629/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,548/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,028
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,780
−HK$763/mo
Today · 4.125%
HK$29,543
baseline
▲ 0.50% · 4.625%
HK$31,100
+HK$1,557/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,086/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,769
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,601
−HK$846/mo
Today · 4.125%
HK$28,447
baseline
▲ 0.50% · 4.625%
HK$30,178
+HK$1,731/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,894/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,780
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,579
−HK$810/mo
Today · 4.125%
HK$31,389
baseline
▲ 0.50% · 4.625%
HK$33,044
+HK$1,655/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,778/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,343
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,225
−HK$896/mo
Today · 4.125%
HK$30,121
baseline
▲ 0.50% · 4.625%
HK$31,954
+HK$1,833/mo
Deposit HK$691K · loan HK$6.21M · min. income ≈ HK$60,242/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,532
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,377
−HK$858/mo
Today · 4.125%
HK$33,235
baseline
▲ 0.50% · 4.625%
HK$34,987
+HK$1,752/mo
Deposit HK$691K · loan HK$6.21M · min. income ≈ HK$66,470/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,166 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).